Property Type: Detached HouseOwnership: Freehold

599 COLDSTREAM Drive

Waterloo, BC N2V2H3

$889,900

4 bed2 bath4 parking2,119 sqft
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Property Details

Property & Lot

Sub-type
House
Stories
3
Frontage
65 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,001.09

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Central Vacuum, Stove, Dryer

Exterior & Lot

Exterior features
Brick
Lot features
Conservation/green belt, Paved driveway, Sump Pump, Automatic Garage Door Opener

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomBasement9'7'' x 17'9''
Recreation roomBasement19'3'' x 21'0''
4pc BathroomLower level5'9'' x 8'6''
BedroomLower level11'10'' x 12'5''
Family roomLower level18'10'' x 20'6''
3pc BathroomSecond level5'11'' x 11'6''
BedroomSecond level9'1'' x 11'3''
BedroomSecond level9'9'' x 14'10''
Primary BedroomSecond level12'11'' x 18'10''
FoyerMain level6'4'' x 7'11''
Dining roomMain level9'11'' x 12'0''
Living roomMain level12'0'' x 14'5''
KitchenMain level10'3'' x 22'0''

Listing Information

MLS®
40855258
Listed
August 12, 2026
Time on market
On the market for 33 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.

Description

Custom-built 4-bedroom backsplit offering approximately 2,700 sq. ft. of finished living space on a stunning premium lot backing onto greenspace, a playground, and a scenic pond. The bright and spacious main level showcases soaring cathedral ceilings in the living and dining rooms featuring new hardwood floors, creating an impressive open-concept feel. The custom kitchen overlooks the family room and features a walkout to the deck, perfect for BBQ, Matching Custom made kitchen table and chairs included. The upper level offers three generous bedrooms with California Shutters and a spacious main bath complete with a relaxing jacuzzi tub. The expansive lower level features a large family room with a cozy gas fireplace, a fourth bedroom or ideal home office with California Shutters, and a walkout to a covered porch and fully fenced backyard with gate to park. The finished rec room provides additional living space for family gatherings, recreation, or a media room. Laundry chute in upstairs bathroom cabinet goes directly beside lower level laundry room. An exceptional family home in a highly desirable setting with beautiful views and direct access to nature. Excellent location close to schools & Universities, walking trails, Laurel Creek Conservation area, community centres, library, St. Jacobs Farmers Market, quick highway access! (id:63159)

Values & Trends

This listing

$420/sqft

Building average

No other active listings in this building

441 - Erbsville/Laurelwood average

$401/sqft

17 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($63,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$711,920.00
Periodic payment — Principal & Interest (monthly)$4,593.07
Additional monthly expenses (strata, tax, utilities, etc.)$606.09
Total monthly cost$5,199.16
Interest paid over 5-yr term$204,038.32
Balance at end of term$640,374.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$63,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,350.96

Cash Needed at Closing

Minimum down payment$63,990
Estimated BC PTT$15,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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