Property Type: Detached HouseOwnership: Freehold

5565 RILEY ROAD

Halfmoon Bay, BC V7Z1B6

$699,900

4 bed3 bath7 parking1,810 sqftBuilt 2005
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Amenities

Also listed: Recreation Centre

Property Details

Property & Lot

Sub-type
House
Lot size
24,700 square feet
Frontage
115 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,154.86 (2025)

Interior

Heating
Baseboard heaters, Electric
Fireplace
None

Parking

Total spaces
7 — covered indicated
Features
Garage, RV

Listing Information

MLS®
R3084936
Listed
February 5, 2026
Time on market
On the market for 207 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Saba Realty Ltd. · Data source: CREA DDF.

Description

Sunny home facing southwest located in the exclusive Buccaneer Marina neighbourhood on Secret Cove. This custom 4 bdrm home has a very private exposure bordering into designated park land. Open living plan with vaulted ceilings & floor to ceiling windows. Attractive bathroom up all have skylights, tile flooring & porcelain sinks. Mostly level property finished with double garage plus storage & concrete driveway. This .59 acre has towering trees providing privacy but still plenty of green yard space for family fun. Lower level has roughed in plumbing. Improvement/renovation was continuously made on this property like new hot water tank and new title floor etc. in 2024. Very close to boat launch. Improvement/renovation was continuously made on this property. Any offer is welcome. Thank you. (id:63159)

Values & Trends

This listing

$387/sqft

Building average

No other active listings in this building

Halfmoon Bay average

$718/sqft

31 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Halfmoon Bay ElementaryElementary7.6 km
Madeira Park ElementaryElementary11.0 km
Pender Harbour Elem-SecondaryK-1211.9 km
West Sechelt ElementaryElementary12.7 km
Kinnikinnick ElementaryElementary13.6 km
Secondaire ChatelechSecondary14.9 km
Chatelech SecondaryElementary14.9 km
du PacifiqueElementary15.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (strata, tax, utilities, etc.)$437.24
Total monthly cost$4,049.65
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.03

Cash Needed at Closing

Minimum down payment$44,990
Estimated BC PTT$11,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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