5570 Horne St
Union Bay, BC V0R3B0
$374,900
Property Details
Property & Lot
- Lot size
- 6,621 square feet
- Zoning
- Residential
R1
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $2,209.68
Interior
- Fireplace
- None
Exterior & Lot
- View
- Mountain view, Ocean view
Parking
- Total spaces
- 2 — uncovered indicated
- Features
- Open
Listing Information
- MLS®
- 1031439
- Listed
- April 9, 2026
- Time on market
- On the market for 144 days
- Data last synced
- August 28, 2026
Listing provided by: Engel & Volkers Vancouver Island North · Data source: CREA DDF.
Description
Build your dream home on this 0.15 acre ocean-view lot in the heart of Union Bay. Positioned to take in coastal views across Baynes Sound toward Denman Island and the Coastal Mountains, this property is in a peaceful seaside setting just 15 minutes from Courtenay. Union Bay is a waterfront community known for its rich history, relaxed lifestyle, and growing appeal along Vancouver Island’s east coast. With ongoing investment in the area, including construction of a new fire hall to support long-term community growth, it continues to evolve while maintaining its small-town feel. (id:63159)
Location Insights
Weather
Nearest station: Comox
16°C
Mostly Cloudy
Humidity 72%
Wind W 4 km/h
Tonight
13°
Tuesday
20°
Tuesday night
16°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
26
3/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Denman Island Community School | Elementary | 7.2 km |
| Royston Elementary | Elementary | 8.4 km |
| Beachcombers Academy(Independent) | Elementary | 9.3 km |
| Phil & Jennie Gaglardi Academy(Independent) | K-12 | 11.2 km |
| Ecole Robb Road | Elementary | 11.4 km |
| Cumberland Community School | Elementary/Middle | 11.5 km |
| Brooklyn Elementary | Elementary | 11.8 km |
| École Au coeur de l'île | K-12 | 11.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (1)
- The Highwayman Saloon · 5467 South Island Highway522 m
Cafes (1)
- Bean There87 m
Banks & ATMs (1)
- Union Bay Credit Union · 313 McLeod Road125 m
Nearby places data: © OpenStreetMap contributors.
School district: Comox Valley (SD71)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.