Property Type: Land / LotOwnership: Freehold

6543 Mystery Beach Rd

Fanny Bay, BC V0R1W0

$424,900

0 bed0 bath10 parking
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Property Details

Property & Lot

Lot size
0.55 acres
Zoning
Residential

CR1

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,750.89

Interior

Fireplace
None

Parking

Total spaces
10 — uncovered indicated
Features
Stall

Listing Information

MLS®
1014784
Listed
September 23, 2025
Time on market
On the market for 342 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty · Data source: CREA DDF.

Description

PRIME BUILDING LOT!! Just a short stroll to the beach, this level .55-acre parcel in the desirable Mystery Beach community of Fanny Bay is the perfect canvas for your dream home. The property includes a large partially finished workshop/garage (just needs doors), offering great storage or hobby space right away. With excellent sun exposure, the expansive yard is ideal for gardens, outdoor living, or further development. Fanny Bay is one of Vancouver Island’s hidden gems—famous for world-class oysters, easy access to boating, kayaking, and paddle boarding, plus nearby hiking and biking trails that connect you with nature at every turn. Just minutes to Buckley Bay for ferry access to Denman & Hornby Islands, and a short drive to Comox, Courtenay, and all amenities, this property combines tranquility with convenience. An unbeatable location and lifestyle—build your perfect home here in beautiful Fanny Bay! (id:63159)

Location Insights

Weather

Nearest station: Comox

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Denman Island Community SchoolElementary3.3 km
Beachcombers Academy(Independent)Elementary4.2 km
Royston ElementaryElementary13.6 km
Hornby Island ElementaryElementary14.4 km
Cumberland Community SchoolElementary/Middle15.5 km
Bowser ElementaryElementary15.6 km
Phil & Jennie Gaglardi Academy(Independent)K-1216.4 km
Ecole Robb RoadElementary16.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Joe Walker Regional Park · 6550 Island Highway South215 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$339,920.00
Periodic payment — Principal & Interest (monthly)$2,193.05
Additional monthly expenses (strata, tax, utilities, etc.)$229.24
Total monthly cost$2,422.29
Interest paid over 5-yr term$97,422.05
Balance at end of term$305,759.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,245
Stress test qualifying rate8.09%
Payment you must qualify for$3,103.97

Cash Needed at Closing

Minimum down payment$21,245
Estimated BC PTT$6,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,243

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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