Property Type: Detached HouseOwnership: Freehold

56 SPRUCEDALE Crescent

Kitchener, BC N2N2T3

$1,049,900

4 bed3.5 bath4 parking2,115 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
48 feet

R2A

Ownership & Fees

Property type
Detached House
Ownership
Freehold

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None

Exterior & Lot

Exterior features
Stone, Vinyl siding, Brick Veneer

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomSecond level5'0'' x 8'6''
LoftSecond level7'8'' x 13'3''
BedroomSecond level10'3'' x 10'4''
BedroomSecond level10'7'' x 10'2''
BedroomSecond level11'5'' x 11'2''
5pc Ensuite bathSecond level6'9'' x 18'7''
Primary BedroomSecond level12'5'' x 16'7''
Mud roomMain level7'4'' x 5'8''
KitchenMain level9'4'' x 16'7''
Dining roomMain level8'10'' x 16'7''
Living roomMain level12'0'' x 22'7''
2pc BathroomMain level3'5'' x 8'0''
FoyerMain level7'0'' x 14'0''

Listing Information

MLS®
40860269
Listed
September 3, 2026
Time on market
On the market for 11 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

ANOTHER QUALITY BUILD BY NEW VILLA GROUP! To be built! The Brayden features an open concept main floor with imported ceramic and engineered hardwood flooring. Spacious eat in kitchen with a large centre island. Quality custom cabinetry with soft close cabinets and quartz countertops. The second floor does not dissapoint with 4 large bedrooms including the massive primary bedroom complete with a spa inspired 5 piece ensuite with a stand alone soaker tub and a large glass walk in shower. Second floor laundry room. 9 foot ceilings through the main, second and basement levels. 8ft interior doors all come standard. Located in a sought after crescent location close to all amenities this quality home is sure to impress. (id:63159)

Values & Trends

This listing

$496/sqft

Building average

No other active listings in this building

337 - Forest Heights average

$354/sqft

22 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,920.00
Periodic payment — Principal & Interest (monthly)$5,418.88
Additional monthly expenses (strata, tax, utilities, etc.)$106.00
Total monthly cost$5,524.88
Interest paid over 5-yr term$240,723.49
Balance at end of term$755,510.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,458.27

Cash Needed at Closing

Minimum down payment$79,990
Estimated BC PTT$18,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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