Property Type: Detached HouseOwnership: Freehold

5663 HORSE LAKE ROAD

100 Mile House, BC V0K2E1

$599,900

4 bed3 bath1,976 sqftBuilt 1992
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Amenities

Also listed: Fireplace(s)

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.51 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,150 (2025)

Interior

Basement
None
Heating
Forced air, Natural gas
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
Family roomMain level
Primary BedroomAbove
OtherAbove
Bedroom 2Above
Bedroom 3Above
Bedroom 4Above

Listing Information

MLS®
R3099790
Listed
March 14, 2026
Time on market
On the market for 170 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Real Broker BC LTD · Data source: CREA DDF.

Description

Just on the outskirts of town, this is one of the prettiest homes on the street. It's so inviting with its tree-lined driveway, dormers, covered porch and the big front lawn that takes my mind straight to picnics in the summer. The house is well-maintained and lovely- the layout has enough separation to satisfy those of you who aren't after an open plan, with the kitchen bringing everything together at the back. All 4 bedrooms are upstairs, giving a nice break-up to the space. The primary ensuite might just be my favourite part! It's so spacious, sunny and beautiful!. Back outside, the terraced back yard is fenced + gated, quiet and has a 12x22 shop, RV parking and a playhouse. The huge deck space with a brick wood-fired pizza oven make this the BEST spot to entertain! So much magic here! (id:63159)

Values & Trends

This listing

$304/sqft

Building average

No other active listings in this building

100 Mile House average

$355/sqft

55 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Cloudy

15°C

Cloudy

Humidity 59%

Wind E 13 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Peter Skene Ogden SecondarySecondary1.9 km
PSO Outback StorefrontSecondary2.1 km
100 Mile House ElementaryElementary2.4 km
Horse Lake ElementaryElementary11.4 km
Mile 108 ElementaryElementary11.8 km
Forest Grove ElementaryElementary20.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$361.50
Total monthly cost$3,457.78
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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