Property Type: Detached HouseOwnership: Freehold

569 VIOLET Street

Waterloo, BC N2V2T8

$849,900

4 bed3.5 bath2 parking2,618 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
30 feet

FR50

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,900.92

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Garage door opener

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Conservation/green belt, Automatic Garage Door Opener

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement18'7'' x 10'3''
Recreation roomBasement24'1'' x 19'6''
BedroomSecond level18'5'' x 11'5''
3pc BathroomSecond level
BedroomSecond level14'5'' x 9'3''
BedroomSecond level8'1'' x 10'6''
4pc BathroomSecond level
Primary BedroomSecond level13'11'' x 14'8''
2pc BathroomMain level
Living roomMain level9'0'' x 10'8''
KitchenMain level9'0'' x 21'10''
Dining roomMain level11'7'' x 10'8''

Listing Information

MLS®
40843883
Listed
July 3, 2026
Time on market
On the market for 73 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

Welcome to 569 Violet Street, where comfort, space, and an incredible family-friendly location come together in one of Waterloo's most sought-after neighbourhoods. This beautifully maintained 4-bedroom home offers the flexibility today's families are looking for, with an additional upper-level room that can easily serve as a fourth bedroom, home office, playroom, or be converted back into a spacious family room. The primary suite is a true retreat, featuring a stunning brand-new ensuite and a generous walk-in closet designed for everyday comfort. The bright, functional main floor is perfect for both entertaining and daily living, with the kitchen (updated in 2022) opening onto a spacious deck overlooking the peaceful green space behind the home. Whether you're enjoying your morning coffee, hosting summer barbecues, or simply unwinding at the end of the day, the private backdrop of the Columbia Forest trail system creates a setting that's hard to beat. Downstairs, the finished walkout basement adds exceptional versatility with direct access to the backyard as well as a separate entrance through the garage, making it an excellent opportunity for multi-generational living or future in-law suite potential. Location is everything, and this home delivers. You're just a short walk to Abraham Erb Public School and Laurel Heights Secondary School, with scenic walking trails, parks, a newer splash pad, shopping, restaurants, the YMCA, public library, transit, and both universities all within easy reach. This is a neighbourhood known for its outstanding schools, beautiful green spaces, and welcoming community atmosphere. (id:63159)

Values & Trends

This listing

$325/sqft

Building average

No other active listings in this building

443 - Columbia Forest/Clair Hills average

$400/sqft

43 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (strata, tax, utilities, etc.)$622.74
Total monthly cost$5,009.36
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.13

Cash Needed at Closing

Minimum down payment$59,990
Estimated BC PTT$14,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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