Property Type: Detached HouseOwnership: Freehold

784 BUTTERNUT Avenue

Waterloo, BC N2V2M3

$849,999

4 bed4.5 bath4 parking1,817 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
44 feet

FR

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,943.2

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Hot Tub, Dishwasher, Stove, Dryer

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Paved driveway

Building

Water source
Municipal water
Sewer
Municipal sewage system
Security
Alarm system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement6'8'' x 8'9''
BedroomBasement12'1'' x 9'7''
Family roomBasement11'1'' x 16'4''
3pc Ensuite bathSecond level4'3'' x 8'6''
BedroomSecond level12'6'' x 10'1''
4pc BathroomSecond level5'2'' x 7'6''
BedroomSecond level10'4'' x 10'0''
Primary BedroomSecond level17'6'' x 11'1''
FoyerMain level6'3'' x 9'0''
Living roomMain level17'0'' x 11'4''
Dining roomMain level11'4'' x 9'3''
KitchenMain level9'3'' x 18'1''
2pc BathroomMain level5'5'' x 4'9''

Listing Information

MLS®
40859129
Listed
August 28, 2026
Time on market
On the market for 17 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX Escarpment Realty Inc. · Data source: CREA DDF.

Description

Beautiful move-in-ready 2 storey home in Waterloo's highly sought-after Columbia Forest neighbourhood. Ideally located just minutes from the city's largest natural walking trails, the Boardwalk shopping district, top-rated public schools, and both of Waterloo's renowned universities, this location is perfect for the growing family. This charming 3+1 bedroom, 4-bathroom home offers over 1,700 square feet of finished living space, providing plenty of room for families both inside and outside of the home. Step outside and create lasting memories in your private backyard oasis, featuring mature trees, lush gardens, a dedicated dining area and your very own hot tub. The finished basement adds versatile living space and is the perfect setting for family recreation, an additional bedroom, or a home office. Recent improvements over the last few years include a new roof, full window replacement, new furnace and kitchen renovation. Don't miss this rare opportunity to own a well-maintained home in one of Waterloo's most desirable communities. (id:63159)

Values & Trends

This listing

$468/sqft

Building average

No other active listings in this building

443 - Columbia Forest/Clair Hills average

$395/sqft

43 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($60,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,999.00
Periodic payment — Principal & Interest (monthly)$4,387.12
Additional monthly expenses (strata, tax, utilities, etc.)$502.93
Total monthly cost$4,890.06
Interest paid over 5-yr term$194,889.67
Balance at end of term$611,661.30

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$60,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.82

Cash Needed at Closing

Minimum down payment$60,000
Estimated BC PTT$15,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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