Property Type: Detached HouseOwnership: Freehold

5700 Ranch Road

Vernon, BC V1B3J9

$1,549,900

6 bed3 bath15 parking2,785 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
5.5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,805

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view, View of water
Pool
Above ground pool

Building

Roof
Vinyl Shingles, Unknown

Parking

Total spaces
15 — covered indicated
Features
Attached Garage, Detached Garage, RV, Oversize, See Remarks

Room Dimensions

RoomLevelDimensions
OtherAdditional Accommodation14'9'' x 10'
OtherAdditional Accommodation23' x 14'10''
Laundry roomMain level9'9'' x 8'
KitchenAdditional Accommodation12' x 8'
Living roomAdditional Accommodation16' x 8'10''
Dining roomAdditional Accommodation9'1'' x 9'1''
Primary BedroomAdditional Accommodation9'8'' x 8'8''
OtherSecond level6' x 3'6''
BedroomSecond level18'4'' x 13'8''
Full bathroomSecond level13'8'' x 9'9''
OtherSecond level11'8'' x 6'10''
Primary BedroomSecond level15'11'' x 12'3''
OtherMain level27' x 7'7''
BedroomMain level13'6'' x 9'8''
Living roomMain level18'5'' x 12'
Dining roomMain level14' x 6'5''
Dining nookMain level9' x 8'6''
KitchenMain level12'3'' x 10'
Full bathroomMain level4'11'' x 4'10''
OtherMain level23'5'' x 23'
FoyerMain level11'8'' x 8'8''
OtherLower level24' x 12'
BedroomLower level13'6'' x 11'
BedroomLower level13'6'' x 11'6''
Full bathroomLower level13'6'' x 11'6''
SaunaLower level11' x 3'9''
Dining nookLower level7'11'' x 4'
Laundry roomLower level13'9'' x 11'
KitchenLower level13'6'' x 11'

Listing Information

MLS®
10398076
Listed
August 21, 2026
Time on market
On the market for 10 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Your dream 5.5-acre estate awaits at the end of a private, cul-de-sac bordering BX Creek, featuring stunning views of both Okanagan and Kalamalka lakes. Gated and fully fenced, this exceptional property includes a main home with an indoor sauna, above ground pool, and hot tub area, plus a detached carriage home and two additional suites for massive mortgage help. Extreme utility defines the acreage, boasting dual driveways, an RV pad with sani-dump, a 4-bay equipment shed, and a massive detached shop with 220V power and a bathroom—a true mechanic or woodworker’s dream space. Whether running a hobby farm or relaxing by the creek at sunset, this estate offers the ultimate blend of luxury, privacy, and income. (id:63159)

Values & Trends

This listing

$557/sqft

Building average

No other active listings in this building

North BX average

$475/sqft

20 active listing(s)

Parking: 15 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
B X ElementaryElementary1.5 km
Vernon Christian School(Independent)K-123.5 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle4.1 km
Harwood ElementaryElementary4.4 km
Silver Star ElementaryElementary4.5 km
Hillview ElementaryElementary5.0 km
W.L. Seaton SecondarySecondary5.2 km
Vernon SecondaryElementary5.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($309,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,239,920.00
Periodic payment — Principal & Interest (monthly)$7,999.54
Additional monthly expenses (strata, tax, utilities, etc.)$289.42
Total monthly cost$8,288.96
Interest paid over 5-yr term$355,364.64
Balance at end of term$1,115,312.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$309,980
Stress test qualifying rate8.09%
Payment you must qualify for$9,534.55

Cash Needed at Closing

Minimum down payment$309,980
Estimated BC PTT$28,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$340,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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