Property Type: DuplexOwnership: Freehold

589 CHURCHILL Avenue Unit# 102

Penticton, BC V2A1E2

$1,049,000

3 bed3.5 bath1 parking1,635 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.11 acres
Frontage
40 feet

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$5,510.28

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Stucco, Other
View
Mountain view

Parking

Total spaces
1 — covered indicated
Features
Detached Garage, Street

Room Dimensions

RoomLevelDimensions
OtherSecond level4'8'' x 6'0''
Primary BedroomSecond level11'6'' x 14'1''
Living roomMain level17'7'' x 13'7''
KitchenMain level17'0'' x 14'8''
4pc Ensuite bathSecond level7'5'' x 9'8''
Dining roomMain level11'1'' x 11'3''
BedroomSecond level11'3'' x 14'8''
BedroomSecond level9'11'' x 10'9''
4pc BathroomSecond level6'2'' x 8'10''
2pc BathroomMain level4'10'' x 5'8''

Listing Information

MLS®
10392154
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Where quality meets location and style, this exceptional half duplex stands out as one of Penticton’s finest. Perfectly positioned on sought-after Churchill Avenue, just one block from the beach, this home offers the rare combination of easy access, privacy, and an unmistakable urban beach vibe. With a distinctly Californian feel, the setting is relaxed, stylish, and effortlessly connected to the best of Okanagan living. Thoughtfully updated with class and intention, this home showcases elevated design throughout. Already known as one of the best half duplexes this developer has built, the current owners have taken it even further with impressive upgrades including larger windows and doors, stylish light fixtures, European appliances, and beautiful hardwood floors throughout. Natural light, refined finishes, and seamless indoor-outdoor flow create a home that feels both sophisticated and inviting. You will fall in love with the striking “water wall” feature and the thoughtfully designed outdoor living spaces, perfect for relaxing, entertaining, and enjoying the beachside lifestyle. An extra-large single garage provides secure parking and includes a plug for your electric vehicle. This is a special find in a truly special location—an exceptional opportunity to own a stylish, upgraded home just steps from the beach in one of Penticton’s most desirable areas. (id:63159)

Values & Trends

This listing

$642/sqft

Building average

No other active listings in this building

Main North average

$454/sqft

22 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Queens Park ElementaryElementary481 m
ConnectEd - Alternative ProgramsSecondary1.5 km
Secondaire de PentictonSecondary1.5 km
Penticton SecondarySecondary1.5 km
Penticton Christian School(Independent)K-121.7 km
West Bench ElementaryElementary2.0 km
Uplands ElementaryElementary2.0 km
Holy Cross School(Independent)Elementary/Middle2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Patio Burger & ice cream co.182 m
  • Villa Rosa · 795 Westminster Avenue296 m
  • Cambo Beach · 914 West Lakeshore Drive303 m
  • Dosa Vilas328 m
  • Hokuto · 786 Westminster Avenue336 m

Cafes (3)

  • Balance Vegetarian Shop and Tea Room474 m
  • Wayne & Freda · 249 Westminster Avenue W502 m
  • Bellevue Cafe754 m

Parks (5+)

  • Lakawanna Park180 m
  • Queens Park419 m
  • Unnamed524 m
  • Unnamed564 m
  • Rotary Park609 m

Banks & ATMs (4)

  • Unnamed694 m
  • BMO710 m
  • Valley First Credit Union751 m
  • CIBC777 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,200.00
Periodic payment — Principal & Interest (monthly)$5,414.23
Additional monthly expenses (strata, tax, utilities, etc.)$541.19
Total monthly cost$5,955.42
Interest paid over 5-yr term$240,517.13
Balance at end of term$754,863.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,452.04

Cash Needed at Closing

Minimum down payment$79,900
Estimated BC PTT$18,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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