Property Type: Detached HouseOwnership: Freehold

5909 Garvin Rd

Union Bay, BC V0R1B0

$1,299,000

2 bed3 bath4 parking3,099 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Lot size
18,731 square feet
Zoning
Residential

CR-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,964

Interior

Heating
Heat Pump, Electric, Other
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Sitting roomSecond level19'1 x 12'10
BathroomAdditional AccommodationX
BedroomAdditional Accommodation18'4 x 13'5
KitchenAdditional Accommodation7' x 7'
BathroomMain level2-Piece
Laundry roomMain level6'11 x 5'0
OfficeMain level12'9 x 7'11
KitchenMain level24'6 x 13'10
Dining nookMain level11'5 x 9'6
Dining roomMain level13'11 x 11'9
EnsuiteMain level4-Piece
Primary BedroomMain level14'8 x 13'8
Games roomMain level26'1 x 15'11
Living roomMain level27'1 x 19'11

Listing Information

MLS®
1027926
Listed
March 6, 2026
Time on market
On the market for 179 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Advance Realty · Data source: CREA DDF.

Description

Beautiful ocean view country estate nestled near the heart of Union Bay! This unique home boasts French colonial architecture and custom features throughout. From imported wrought iron railings and gates, to floor to ceiling coved windows & complementary lighting fixtures, every inch of the home has been thoughtfully built and curated. Entering the home through the covered front gallery, you’ll be wowed by the floating spiral staircase to the upper sitting room. The primary bedroom offers a spacious layout with large walk-in closet and 4pc ensuite with soaker tub & tiled shower with 3 different shower head features. The games room next to the primary bedroom has potential for a third bedroom if a wall was added. The living room boasts a wood burning fireplace with custom engraved cement hearth & wood hutch. The formal dining room has French doors out to the side patio and opens to the kitchen. If you like to entertain, the kitchen will certainly please with 2 wall ovens, a countertop range, 2 sinks & plenty of cupboard and counter space. The office nook has a door to the laundry room & door to the attached double garage. Doors from the office nook, kitchen & games room all lead to the back patio with remote control awning. Beyond the kitchen, there is a studio suite where you’ll find the second bedroom, a 3pc bathroom with large tiled shower & kitchenette. The 0.43 acre property is fully fenced & the automatic gate has an intercom system & keypad for entry. The property is beautifully landscaped with a mature hedged perimeter. The goldfish pond has a waterfall feature and runs under the front gallery/balcony & established ornamental shrubs and plants throughout the property including roses, hydrangeas, rhododendrons, Japanese maples, azaleas, camelias & wisteria. Located less than a 1/2km from the public beach access & 3kms from the hub of Union Bay, enjoy the serenity of rural living with the added convenience of shopping in Courtenay a 15 minute drive away! (id:63159)

Values & Trends

This listing

$419/sqft

Building average

No other active listings in this building

Union Bay/Fanny Bay average

$576/sqft

20 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Comox

Mostly Cloudy

15°C

Mostly Cloudy

Humidity 80%

Wind W 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Denman Island Community SchoolElementary5.6 km
Beachcombers Academy(Independent)Elementary7.5 km
Royston ElementaryElementary10.2 km
Cumberland Community SchoolElementary/Middle12.8 km
Phil & Jennie Gaglardi Academy(Independent)K-1213.0 km
Ecole Robb RoadElementary13.3 km
Brooklyn ElementaryElementary13.7 km
École Au coeur de l'îleK-1213.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,200.00
Periodic payment — Principal & Interest (monthly)$6,704.57
Additional monthly expenses (strata, tax, utilities, etc.)$735.33
Total monthly cost$7,439.90
Interest paid over 5-yr term$297,837.71
Balance at end of term$934,763.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,182.21

Cash Needed at Closing

Minimum down payment$104,900
Estimated BC PTT$23,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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