Property Type: Detached HouseOwnership: Freehold

352 Ships Point Rd

Fanny Bay, BC V0R1W0

$1,545,000

3 bed2 bath12 parking2,064 sqftBuilt 2014
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Property Details

Property & Lot

Sub-type
House
Lot size
1.84 acres
Zoning
Unknown

CR1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,163

Interior

Heating
Heat Pump
Cooling / A/C
Fully air conditioned
Fireplace
Yes (1)

Parking

Total spaces
12

Room Dimensions

RoomLevelDimensions
BathroomSecond level4'9
BedroomSecond level13'5 x 15'8
BedroomSecond level13'11 x 11'11
Family roomSecond level27'10 x 18'5
EnsuiteMain level13'10 x 9'10
Primary BedroomMain level15'9
Laundry roomMain level8'11
KitchenMain level13'10 x 11'3
Dining roomMain level13'10 x 11'3
Living roomMain level26'4

Listing Information

MLS®
1038963
Listed
June 4, 2026
Time on market
On the market for 88 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Advance Realty · Data source: CREA DDF.

Description

Welcome to your private piece of paradise in highly desirable Fanny Bay. Nestled on nearly 2 pristine, professionally groomed acres, this spectacular island timber-framed home perfectly blends rustic coastal elegance with high-end modern luxury. Step inside to be greeted by soaring cedar vaulted ceilings, rich hickory hardwood flooring, and a magnificent real stone gas fireplace that serves as the heart of the living space. The chef’s kitchen is a culinary dream, boasting top-of-the-line appliances, premium granite countertops, a touch-tap faucet, and exquisite designer lighting. Seamless indoor-outdoor living is made easy with built-in speakers wired throughout the entire home and exterior patio. Retreat to the spa-like primary ensuite, featuring radiant heated floors, a walk-in shower, and a deep soaker tub designed for ultimate relaxation. On the second level you'll find 2 oversized bedrooms and an additional family space for reading or hanging out. For the hobbyist or entrepreneur, the exterior features are unmatched. The ultimate 30x50 fully insulated shop boasts a radiant boiler system heating the polished concrete floors, plus a cozy woodstove backup. Additionally, a finished 22x24 double garage provides plenty of clean vehicle storage. Outside, enjoy your private orchard with fruit trees and a greenhouse. This is more than a home; it’s a lifestyle. (id:63159)

Values & Trends

This listing

$749/sqft

Building average

No other active listings in this building

Union Bay/Fanny Bay average

$560/sqft

20 active listing(s)

Parking: 12 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Comox

Mostly Cloudy

15°C

Mostly Cloudy

Humidity 82%

Wind WNW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Beachcombers Academy(Independent)Elementary2.5 km
Denman Island Community SchoolElementary5.1 km
Bowser ElementaryElementary9.1 km
Hornby Island ElementaryElementary11.2 km
Royston ElementaryElementary20.2 km
Cumberland Community SchoolElementary/Middle22.0 km
Phil & Jennie Gaglardi Academy(Independent)K-1222.6 km
Ecole Robb RoadElementary23.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($309,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,236,000.00
Periodic payment — Principal & Interest (monthly)$7,974.25
Additional monthly expenses (strata, tax, utilities, etc.)$616.58
Total monthly cost$8,590.84
Interest paid over 5-yr term$354,241.15
Balance at end of term$1,111,786.00

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$309,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,504.41

Cash Needed at Closing

Minimum down payment$309,000
Estimated BC PTT$28,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$339,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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