Property Type: Detached HouseOwnership: Freehold

592 Bear Valley Road

Lumby, BC V0E2G1

$2,700,000

3 bed2 bath3 parking3,617 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
240 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,964.43

Interior

Heating
See remarks
Fireplace
Yes (2)
Fireplace type
Free Standing Metal

Exterior & Lot

Exterior features
Wood siding
View
Lake view, Mountain view, Valley view
Waterfront
Waterfront on lake

Building

Roof
Metal, Unknown

Parking

Total spaces
3 — covered indicated
Features
Detached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomBasement6'11'' x 14'11''
StorageBasement9'6'' x 15'7''
Family roomBasement15' x 14'11''
Family roomBasement12'9'' x 15'7''
Family roomBasement24'6'' x 23'2''
OfficeSecond level10'10'' x 15'8''
BedroomSecond level11'4'' x 15'8''
BedroomSecond level23' x 16'
LoftSecond level14'9'' x 22'9''
Full bathroomMain level9'6'' x 15'10''
Primary BedroomMain level12'4'' x 15'10''
FoyerMain level9'1'' x 9'5''
Living roomMain level30'10'' x 22'3''
KitchenMain level22'7'' x 15'9''

Listing Information

MLS®
10388183
Listed
May 22, 2026
Time on market
On the market for 101 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Strategically designed for those seeking privacy, self-sufficient living, and a true connection to nature, this extraordinary 240-acre estate offers the ultimate off-grid lifestyle without sacrificing comfort. Comprised of two separate titles and anchored by a stunning handcrafted log home, this unique property blends rustic charm with impressive modern infrastructure and ecological sustainability. The home is powered by a highly efficient solar & integrated micro-hydro system providing up to 6.4KW of continuous power, along with solar hot water to reduce propane use. Two beautiful blaze kings stoves ensure warmth all winter. A gravity-fed water system provides the house with reliable water & the overflow feeds a large pond, ensuring many summer memories! Despite the secluded setting, Starlink internet & a Wi-Fi mesh network keep you fully connected. Designed for both recreation & agriculture, the property includes a relaxing log sauna, a 3,100 sq ft pole barn & a 1,300 sq ft coverall workshop with independent power systems. Livestock infrastructure includes frost-free hydrants, creek-fed waterers, cross-fencing across 3 fields, timber frame shelters, dugout ponds & a loading/sorting corral with a 60x100 riding ring. Completely perimeter fenced for added security & functionality, this remarkable estate is ideal for those dreaming of a private retreat, hobby farm, equestrian property, or sustainable homestead where modern convenience & country living exist in perfect harmony. (id:63159)

Values & Trends

This listing

$746/sqft

Building average

No other active listings in this building

Lumby Valley average

$468/sqft

46 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Cherryville ElementaryElementary10.4 km
Crossroads Learning CentreSecondary14.5 km
Charles Bloom SecondaryK-1214.5 km
J W Inglis ElementaryElementary14.8 km
Okanagan Waldorf School(Independent)Elementary19.4 km
Lavington ElementaryElementary24.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($540,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,160,000.00
Periodic payment — Principal & Interest (monthly)$13,935.59
Additional monthly expenses (strata, tax, utilities, etc.)$428.04
Total monthly cost$14,363.62
Interest paid over 5-yr term$619,062.21
Balance at end of term$1,942,926.99

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$540,000
Stress test qualifying rate8.09%
Payment you must qualify for$16,609.64

Cash Needed at Closing

Minimum down payment$540,000
Estimated BC PTT$59,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$600,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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