Property Type: Detached HouseOwnership: Freehold

705 Creighton Valley Road

Lumby, BC V0E2G1

$2,150,000

4 bed3 bath2 parking3,217 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
37.39 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,190

Interior

Basement
Crawl space
Heating
Geothermal
Cooling / A/C
Geothermal
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Oversize, Heated Garage

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomSecond level10'4'' x 17'0''
BedroomSecond level10'2'' x 12'7''
4pc BathroomSecond level9'0'' x 12'6''
Full ensuite bathroomSecond level8'8'' x 12'11''
Primary BedroomSecond level13'2'' x 18'8''
OtherSecond level12'4'' x 19'11''
Hobby roomMain level9'10'' x 12'4''
BedroomMain level9'3'' x 12'6''
Full bathroomMain level7'6'' x 8'0''
Laundry roomMain level8'11'' x 13'7''
Family roomMain level19'8'' x 19'11''
Living roomMain level13'0'' x 17'8''
Dining roomMain level13'10'' x 12'11''
KitchenMain level17'11'' x 17'1''

Listing Information

MLS®
10377038
Listed
February 25, 2026
Time on market
On the market for 187 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

A meticulously kept 37 acre equestrian property in the North Okanagan. Beautiful 3200 sq ft, 4 bed/3 full bath energy efficient home constructed in 2009. The main floor features an open design with a large chef's kitchen with double ovens, 2 islands, granite countertops, induction stove-top and walk-in pantry. The family room focal point is the floor to ceiling stone fireplace. The living and dining rooms offer exceptional views over the property and valley below with large windows facing all directions. Also on the main floor you will find a 3 pce. bath, laundry, bedroom/office and oversized double garage. Upstairs: The primary bedroom has a 3 piece tiled bath with heated floor, quartz vanity and large walk-in closet. You will also find 2 more ample sized bedrooms on this floor along with an open bonus room and another full bath with separate soaker tub and shower. The home has Hickory hardwood flooring and Fir timber frame accents throughout and is efficiently heated and cooled with a Geothermal forced air system. Outside you will find the wrap around covered patio, landscaped yard and several outbuildings including: Shop/2 Bay Garage - 32'x50', Stable with Tack Rm. with 4 Boxstalls- 40'x44', Haycover- 36' x 60', Roundpen-60' Outdoor Riding Arena- 70'x140', plus several Paddocks with Shelters and weather proof water fountains. Hayfield is approximately 20 acres. Water is supplied by a licenced drilled well indicating 100 GPM. Water Licence on Creighton Cr.= 80 acre ft. (id:63159)

Values & Trends

This listing

$668/sqft

Building average

No other active listings in this building

Creighton Valley average

No comparable active listings

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Crossroads Learning CentreSecondary7.0 km
Charles Bloom SecondaryK-127.1 km
J W Inglis ElementaryElementary7.5 km
Okanagan Waldorf School(Independent)Elementary10.9 km
Lavington ElementaryElementary16.3 km
Cherryville ElementaryElementary18.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($430,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,720,000.00
Periodic payment — Principal & Interest (monthly)$11,096.86
Additional monthly expenses (strata, tax, utilities, etc.)$676.83
Total monthly cost$11,773.69
Interest paid over 5-yr term$492,956.94
Balance at end of term$1,547,145.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$430,000
Stress test qualifying rate8.09%
Payment you must qualify for$13,226.20

Cash Needed at Closing

Minimum down payment$430,000
Estimated BC PTT$42,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$474,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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