Property Type: Detached HouseOwnership: FreeholdNEW LISTING

6021 Rose Terrace

Fairmont Hot Springs, BC V0B1L2

$1,150,000

3 bed4.5 bath2 parking2,477 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.7 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,721.77

Interior

Basement
Full
Heating
Heat Pump, Baseboard heaters, Electric, See remarks
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Propane, Unknown
Appliances
Washer, Refrigerator, Dishwasher, Oven, Dryer, Microwave, Hood Fan

Exterior & Lot

Exterior features
Other

Building

Roof
Asphalt shingle, Unknown
Water source
Community Water User's Utility
Sewer
Septic tank
Parcel ID (PID)
013-277-467

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement8'7'' x 17'8''
Full bathroomBasement
BedroomBasement12'9'' x 14'
Full ensuite bathroomBasement
BedroomBasement12'3'' x 15'4''
Family roomBasement18'5'' x 19'
Partial bathroomMain level
Full ensuite bathroomMain level
Primary BedroomMain level13'6'' x 14'9''
Living roomMain level19'8'' x 19'2''
Dining roomMain level14'9'' x 14'4''
KitchenMain level9'3'' x 14'

Listing Information

MLS®
10398996
Listed
August 31, 2026
Time on market
Listed today
Data last synced
August 31, 2026

Listing provided by: Royal LePage Rockies West · Data source: CREA DDF.

Description

Embrace the ultimate mountain lifestyle at 6021 Rose Terrace, where elevated design meets the natural beauty of Fairmont Hot Springs. Nestled in the gated community of Bella Vista Estates, this custom 2,477 sq. ft. home captures sweeping views across the blue waters of Columbia Lake to the majestic Rocky Mountains. Mornings start in the primary suite, or sipping coffee on the east-facing deck as the sun rises over the Rockies. The open-concept main floor features a vaulted ceiling, floor-to-ceiling picture windows, and a modern kitchen, finished with leather-textured granite countertops. At the end of the day relax on the south-facing screened-in deck, or unwind on the covered front porch, overlooking the garden – ideal for a drink and a chat as the evening sun sets. The walk-out lower level offers a family room with a bar area, two guest bedrooms, two further bathrooms, and direct access to a covered patio. Outside, gather around the fire pit, or wander down your private pathway through the trees, which leads to Columbia Lake Road and the path to the private community beach on Columbia Lake. Whether spending your days soaking in the local mineral hot springs, teeing off on world-class golf courses, or exploring surrounding hiking and biking trails, this home offers an exceptional year-round sanctuary or vacation getaway. Complete with a detached double garage, and additional outdoor parking, your ideal alpine retreat is waiting. Call your Realtor for a Showing - today! (id:63159)

Values & Trends

This listing

$464/sqft

Building average

No other active listings in this building

Fairmont/Columbia Lake average

$374/sqft

28 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Martin Morigeau ElementaryElementary14.4 km
Windermere ElementaryElementary21.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (strata, tax, utilities, etc.)$434.15
Total monthly cost$6,369.68
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$90,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,151.03

Cash Needed at Closing

Minimum down payment$90,000
Estimated BC PTT$21,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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