605/607 RAILWAY Avenue
Ashcroft, BC V0K1A0
$647,900
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 0.28 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,288
Interior
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
- Fireplace type
- Wood, Conventional
- Flooring
- Other
Exterior & Lot
- Exterior features
- Other
Building
- Foundation
- Block
- Roof
- Metal, Unknown
Parking
- Features
- Other, RV, Street
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Office | Second level | 14'8'' x 14'5'' |
| Bedroom | Second level | 11'9'' x 11'9'' |
| Laundry room | Second level | 5'11'' x 9'4'' |
| Primary Bedroom | Second level | 15'3'' x 14'1'' |
| Pantry | Main level | 8'7'' x 5'10'' |
| Living room | Main level | 14'7'' x 14'4'' |
| Dining room | Main level | 12'2'' x 14'4'' |
| Kitchen | Main level | 17'10'' x 13'3'' |
| Full ensuite bathroom | Second level | 11'4'' x 9'4'' |
| Partial bathroom | Main level | — |
Listing Information
- MLS®
- 10384291
- Listed
- April 23, 2026
- Time on market
- On the market for 130 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.
Description
Turnkey investment, a live/work opportunity, a low-maintenance home with income,? This mixed-use property offers possibilities rarely found in one package. 2 lots downtown Ashcroft across from a beautiful park, built in 2021. Fully leased commercial space has been occupied by the same tenant since construction, the rear residence has been successfully operated by the current owner as a 5 star short-term rental. Continue the current setup, live in the residence while benefiting from rental income, or explore the property's many possibilities. Commercial and residential spaces each have separate services, meters, high-efficiency furnaces with central air, Hardie board siding, an aluminum roof, and the balance of the 10-year home warranty. The commercial space features attractive storefronts, 2 washrooms, a mechanical room, and front and side patios. Residence offers an open-concept main floor with a beautiful kitchen, a 6-foot island, pantry, gas range, ss appliances, spacious dining and living areas, cozy wood stove, 2 patios including one covered, a bathroom, large storage, and oversized windows that fill the home with natural light. Upstairs are 2 large bedrooms, a walk-in closet, a family room, could convert to a third bedroom, a sundeck a bathroom with dual sinks, and upstairs laundry. The adjacent fully fenced lot includes a 20' x 30' Coverall RV shelter/shop, portable storage buildings, raised garden beds, peach trees, and a charming courtyard with a stage. (id:63159)
Values & Trends
This listing
$369/sqft
Building average
—
No other active listings in this building
Ashcroft average
$279/sqft
17 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cache Creek
19°C
—
Humidity 49%
Wind SSE 2 km/h
Tonight
13°
Tuesday
28°
Tuesday night
16°
Wednesday
25°
Wednesday night
15°
Thursday
23°
Source: Environment and Climate Change Canada.
Population
1,670
(2021 Census)
+7.2% since 2016
Density: 32.8/km²
Dwellings: 876
Median household income: $63,600
After-tax: $59,600
Immigrant population: 9.9%
Top countries of origin (% of total population)
- United Kingdom3% · 50
- United States of America2.4% · 40
- Germany1.2% · 20
- Netherlands0.9% · 15
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
41
5/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Desert Sands Community School | K-12 | 1.8 km |
| Cache Creek Elementary | Elementary | 10.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Cafes (1)
- Ashcroft Bakery & Coffee Shop · 151 3rd Street370 m
Parks (2)
- Heritage Place Park44 m
- Unnamed416 m
Shopping (1)
- FIELDS · 350 Railway Avenue300 m
Pharmacies (1)
- I.D.A. · 210 Railway Avenue434 m
Banks & ATMs (1)
- Interior Savings · 201 Railway Avenue481 m
Nearby places data: © OpenStreetMap contributors.
School district: Gold Trail (SD74)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,790) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

