Property Type: Detached HouseOwnership: Freehold

1230 VISTA HEIGHTS Drive

Ashcroft, BC V0K1A0

$499,000

3 bed3 bath2 parking2,329 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,824

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomBasement5'1'' x 7'9''
StorageBasement5'1'' x 7'
Recreation roomBasement14'6'' x 32'11''
Laundry roomMain level7'3'' x 9'1''
BedroomMain level10'8'' x 10'10''
Primary BedroomMain level14'4'' x 12'5''
BedroomBasement20'3'' x 14'2''
Dining roomMain level8'0'' x 10'0''
Living roomMain level17'0'' x 14'0''
KitchenMain level8'9'' x 14'2''
OtherBasement14'6'' x 7'11''
4pc BathroomMain level
4pc BathroomBasement
3pc Ensuite bathMain level

Listing Information

MLS®
10375929
Listed
February 13, 2026
Time on market
On the market for 199 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

The main floor offers a practical and comfortable layout. The primary bedroom features hardwood flooring and a spacious ensuite with a Jacuzzi soaker tub, bidet, and skylight that brings in natural light. Hardwood continues through the living room, adding warmth and character, while tile flooring in the entry and kitchen provides durability and easy maintenance. The kitchen includes a gas stove and plenty of workspace, opening naturally into the main living area. Two gas fireplaces add comfort and make the home feel inviting year round. Laundry is located on the main floor with direct access to the double car garage, making daily routines convenient. There is also side access from the main level leading down to the walk out basement.The fully finished daylight basement offers impressive space with high ceilings and large windows that allow for plenty of natural light. Downstairs you will find a generous third bedroom with ample storage, along with a full four piece bathroom. The layout provides excellent flexibility for guests, extended family, or potential suite use. Outside, the fully fenced yard offers privacy and automatic irrigation. A large covered deck captures sweeping 180 degree panoramic views, and the hot tub set inside a cedar gazebo creates a relaxing outdoor retreat. Located in Vista Heights Ashcroft, this level entry home with walk out basement, double car garage, panoramic views, and suite potential offers the space and features many buyers are looking for. (id:63159)

Values & Trends

This listing

$214/sqft

Building average

No other active listings in this building

Ashcroft average

$288/sqft

17 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Cache Creek

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

1,670

(2021 Census)

+7.2% since 2016

Density: 32.8/km²

Dwellings: 876

Median household income: $63,600

After-tax: $59,600

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom3% · 50
  • United States of America2.4% · 40
  • Germany1.2% · 20
  • Netherlands0.9% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Desert Sands Community SchoolK-121.4 km
Cache Creek ElementaryElementary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Ashcroft Bakery & Coffee Shop · 151 3rd Street719 m

Parks (2)

  • Unnamed295 m
  • Heritage Place Park667 m

Shopping (1)

  • FIELDS · 350 Railway Avenue623 m

Pharmacies (1)

  • I.D.A. · 210 Railway Avenue660 m

Banks & ATMs (1)

  • Interior Savings · 201 Railway Avenue733 m

Nearby places data: © OpenStreetMap contributors.

School district: Gold Trail (SD74)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$434.67
Total monthly cost$3,010.17
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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