Property Type: Detached HouseOwnership: Freehold

609 Second Street

Nelson, BC V1L2L7

$589,000

3 bed1 bath1,190 sqftBuilt 1910
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Lot size
0.08 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,707.32

Interior

Basement
Partial
Heating
Baseboard heaters, Forced air, See remarks
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding, Other
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Other, Unknown

Parking

Features
Street

Room Dimensions

RoomLevelDimensions
BedroomSecond level9' x 13'
BedroomSecond level13' x 13'
Full bathroomMain level
KitchenMain level9' x 15'
OtherMain level9' x 6'
Living roomMain level11' x 19'
Primary BedroomMain level12' x 12'

Listing Information

MLS®
10385161
Listed
April 28, 2026
Time on market
On the market for 125 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.

Description

If you are looking for an affordable 3 bedroom home with an easy maintenance yard then be sure to check this one out. This home is tenanted and is in need of some tlc but that will just enhance your enjoyment for many years to come. This is a fabulous location for families or retirees with less snow than Uphill Nelson and easy access on level streets- it’s a fantastic place to be able to go for walks to Lakeside Park and the waterfront pathway, Hume Elementary or to easily pop over to the convenience or grocery stores. This home overlooks the very usable back yard with Elephant Mountain in the background. Homes in this location do not come available often, be sure to call your REALTOR to book your private viewing. (id:63159)

Values & Trends

This listing

$495/sqft

Building average

No other active listings in this building

Nelson average

$480/sqft

82 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hume Elementary SchoolElementary353 m
Secondaire de NelsonSecondary715 m
L V Rogers SecondarySecondary715 m
Nelson Christian Community School(Independent)Elementary/Middle979 m
South Nelson ElementaryElementary1.6 km
St Joseph School(Independent)Elementary/Middle1.7 km
Trafalgar Middle SchoolMiddle1.8 km
WildflowerElementary/Middle1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed232 m

Cafes (2)

  • Starbucks357 m
  • Java656 m

Grocery (2)

  • Safeway · 211 Anderson Street343 m
  • Save-On-Foods · 1200 Lakeside Drive632 m

Parks (2)

  • Lakeside Park192 m
  • Queen Elizabeth Park444 m

Shopping (1)

  • Unnamed · 1150 Simpson Road742 m

Pharmacies (1)

  • Shoppers Drug Mart695 m

Banks & ATMs (1)

  • Unnamed344 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($33,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$471,200.00
Periodic payment — Principal & Interest (monthly)$3,040.02
Additional monthly expenses (strata, tax, utilities, etc.)$368.94
Total monthly cost$3,408.97
Interest paid over 5-yr term$135,047.27
Balance at end of term$423,845.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$33,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,268.52

Cash Needed at Closing

Minimum down payment$33,900
Estimated BC PTT$9,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$45,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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