Property Type: Detached HouseOwnership: Freehold

703 Pine Street

Nelson, BC V1L2K3

$649,000

4 bed1 bath2 parking1,201 sqftBuilt 1903
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,633.08

Interior

Heating
Forced air, See remarks
Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view, View of water, View (panoramic)

Building

Roof
Metal, Unknown

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Unfinished RoomBasement11' x 28'
BedroomBasement15'5'' x 10'11''
BedroomSecond level12'7'' x 11'8''
BedroomSecond level12' x 11'5''
Full bathroomMain level9'11'' x 5'10''
Laundry roomMain level9'11'' x 12'2''
Primary BedroomMain level12'11'' x 10'1''
Dining roomMain level13' x 12'7''
Living roomMain level16'1'' x 12'6''
KitchenMain level12'3'' x 10'1''

Listing Information

MLS®
10395989
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Welcome to 703 Pine Street, where affordability meets opportunity in one of Nelson's most desirable neighbourhoods. This charming 4 bed, 1 bath home from 1903 is an excellent option for first-time buyers, downsizers or developers looking to put down roots without compromising on location or lifestyle. Bright and inviting living spaces create a warm atmosphere, while the functional layout offers flexibility for growing families, remote work, or guests. Enjoy a private oversized yard with room for kids, pets, gardening, or summer entertaining, plus convenient off-street parking. Located in a quiet area on a flat bench in Uphill Nelson with views of the lake and Kokanee Glacier. Just minutes from downtown Nelson, South Nelson Elementary, Trafalgar Middle and LVR High schools, parks, and everyday amenities, this home offers the perfect balance of comfort and convenience. If you've been waiting for an affordable way to enter the Nelson market, this is your chance to own a place you'll be proud to call home. Don't miss this exceptional value. Call your Realtor today to reserve a showing. (id:63159)

Values & Trends

This listing

$540/sqft

Building average

No other active listings in this building

Nelson average

$480/sqft

82 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Nelson ElementaryElementary494 m
Trafalgar Middle SchoolMiddle643 m
St Joseph School(Independent)Elementary/Middle693 m
WildflowerElementary/Middle849 m
ReachSecondary849 m
Hume Elementary SchoolElementary895 m
L V Rogers SecondarySecondary1.2 km
Secondaire de NelsonSecondary1.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • BiBo551 m
  • All Seasons Cafe580 m
  • Kootenay Tamil Kitchen · 660 Baker Street602 m
  • Main Street Diner631 m
  • Louie's Steakhouse · 616 Vernon Street637 m

Cafes (5+)

  • SideWinders574 m
  • Empire Coffee645 m
  • Oso Negro Café · 604 Ward Street759 m
  • Java762 m
  • John Ward Cafe763 m

Grocery (4)

  • Kootenay co-op · 777 Vernon Street532 m
  • Kootenay Tamil Kitchen Spices · 639 Baker Street628 m
  • Walmart Supercentre710 m
  • Save-On-Foods · 1200 Lakeside Drive769 m

Parks (3)

  • Gyro Park375 m
  • Hall Street Park531 m
  • NDCC park678 m

Shopping (1)

  • Unnamed · 1150 Simpson Road726 m

Pharmacies (3)

  • Pharmasave589 m
  • Walmart Pharmacy · 1000 Lakeside Drive696 m
  • Shoppers Drug Mart755 m

Banks & ATMs (3)

  • Unnamed734 m
  • Unnamed753 m
  • Scotiabank754 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$446.09
Total monthly cost$3,795.79
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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