Property Type: Detached HouseOwnership: Freehold

610 Balmoral Road

Kelowna, BC V1X1W1

$674,900

3 bed2.5 bath8 parking1,595 sqftBuilt 1968
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,718.68

Interior

Heating
Baseboard heaters
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Hardwood
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Water Heater - Electric

Exterior & Lot

Fencing
Other

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
008-331-146

Parking

Total spaces
8 — uncovered indicated
Features
Offset, RV

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level15'8'' x 10'6''
BedroomSecond level8'5'' x 12'4''
BedroomSecond level8'8'' x 8'10''
4pc BathroomSecond level5'1'' x 8'11''
OfficeMain level11'6'' x 14'6''
Living roomMain level25'4'' x 11'5''
Laundry roomMain level7'11'' x 8'
KitchenMain level11'6'' x 11'4''
FoyerMain level11'6'' x 5'11''
2pc BathroomMain level5' x 4'11''

Listing Information

MLS®
10370767
Listed
December 6, 2025
Time on market
On the market for 268 days
Data last synced
September 1, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

This Home Is a Gem! Beautifully updated two-storey home featuring 3 bedrooms, 2 bathrooms, plus an office/den. Step inside to maple hardwood floors throughout, an updated kitchen with tile flooring and stainless steel appliances, and newer windows that bring in plenty of natural light. Centrally located in Kelowna, this property offers quick access to schools, shopping, transit, and all major amenities. The huge, flat 0.2-acre lot provides abundant parking and excellent potential for a future garage or shop. A large deck and partially fenced yard create the perfect outdoor space for pets, children, and family gatherings. Additional highlights include a paved driveway, and a roof and fence in great condition—making this home truly move-in ready. Don’t miss out on this fantastic Kelowna property—book your private showing today! (id:63159)

Values & Trends

This listing

$423/sqft

Building average

No other active listings in this building

Rutland South average

$422/sqft

43 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Flex Academy(Independent)K-12679 m
Quigley ElementaryElementary770 m
Belgo Elementary SchoolElementary813 m
Kelowna Arts Academy(Independent)K-121.1 km
Okanagan Christian School(Independent)K-121.1 km
South Rutland ElementaryElementary1.1 km
Pearson Road ElementaryElementary1.3 km
Rutland Middle SchoolMiddle1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Latin Fiesta404 m
  • Fusion Food Lounge773 m

Cafes (2)

  • Unnamed315 m
  • Dosa Crepe Cafe · Gray Road771 m

Grocery (2)

  • IGA362 m
  • Save-On-Foods617 m

Parks (5+)

  • Hollywood Park272 m
  • Rutland Bluff Linear Park450 m
  • Hollydell Park544 m
  • Roxby Square606 m
  • Rutland Lions Park613 m

Pharmacies (2)

  • Paragon281 m
  • Shoppers Drug Mart436 m

Banks & ATMs (2)

  • TD547 m
  • First West Credit Union · 110 Highway 33 West788 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$539,920.00
Periodic payment — Principal & Interest (monthly)$3,483.38
Additional monthly expenses (strata, tax, utilities, etc.)$389.89
Total monthly cost$3,873.27
Interest paid over 5-yr term$154,742.62
Balance at end of term$485,659.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,490
Stress test qualifying rate8.09%
Payment you must qualify for$4,863.01

Cash Needed at Closing

Minimum down payment$42,490
Estimated BC PTT$11,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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