Property Type: Detached HouseOwnership: Freehold

430 Perth Road

Kelowna, BC V1X3R4

$799,000

4 bed2 bath6 parking1,874 sqftBuilt 1968
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Open House

Saturday, September 12

2:00 PM4:00 PM

Come and visit David Stratton with Royal Lepage Kelowna and tour this newly refreshed property.

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,636.78

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer

Exterior & Lot

Exterior features
Brick, Other
View
Mountain view
Lot features
Level lot
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
001-862-201

Parking

Total spaces
6 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
OtherMain level14'5'' x 27'5''
OtherMain level15' x 8'5''
OtherMain level7'2'' x 4'7''
WorkshopBasement17'8'' x 9'6''
Recreation roomBasement17'9'' x 12'0''
BedroomBasement12'6'' x 9'8''
BedroomBasement11'7'' x 12'2''
4pc BathroomBasement8'10'' x 6'1''
KitchenMain level11'0'' x 10'3''
Dining roomMain level7'2'' x 10'5''
Living roomMain level19'10'' x 13'0''
Primary BedroomMain level12'2'' x 10'0''
BedroomMain level9'3'' x 12'2''
4pc BathroomMain level7'2'' x 8'0''

Listing Information

MLS®
10396487
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
September 1, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

430 Perth Road, Kelowna — a fantastic family-friendly home in a wonderfully convenient Rutland South location, close to shopping, parks, schools, transit, and everyday amenities. Set on a large, flat 0.19-acre lot, this property delivers the kind of outdoor space families dream about, with a huge, fenced yard that is perfect for kids, pets, gardening, entertaining, or simply enjoying room to breathe. Inside, this 4-bedroom, 2-bathroom home offers approximately 1,875 sq ft across two levels, with a practical layout designed for comfortable everyday living. The main floor features two bedrooms, a bright living room with fireplace, dining area, kitchen, and access to a covered deck overlooking the yard and mountain views. Recent updates, including new flooring and an updated basement bathroom, add fresh appeal and everyday comfort. The lower level expands the possibilities with two additional bedrooms, a recreation room, workshop, full bathroom, and separate entrance—ideal for growing families, teens, guests, hobbies, or future flexibility. Outside, the property continues to impress with on-site RV parking, additional parking, a carport, underground irrigation, garden space, and a large shed with power. With its flat usable yard, family-oriented setting, generous parking, and central location, 430 Perth Road is the kind of home that offers both lifestyle and long-term practicality. A solid opportunity in a great Kelowna neighbourhood. (id:63159)

Values & Trends

This listing

$426/sqft

Building average

No other active listings in this building

Rutland South average

$422/sqft

43 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Quigley ElementaryElementary512 m
Belgo Elementary SchoolElementary587 m
Okanagan Christian School(Independent)K-12798 m
Flex Academy(Independent)K-12953 m
South Rutland ElementaryElementary1.1 km
Kelowna Arts Academy(Independent)K-121.3 km
Springvalley ElementaryElementary1.6 km
Springvalley Middle SchoolElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Latin Fiesta601 m
  • Vancouver Pizza Kitchen · 225 Rutland Road South793 m

Cafes (1)

  • Unnamed619 m

Grocery (2)

  • IGA661 m
  • Save-On-Foods682 m

Parks (5+)

  • Hollywood Park72 m
  • Hollydell Park541 m
  • Rutland Lions Park603 m
  • Rutland Bluff Linear Park704 m
  • Roxby Square723 m

Pharmacies (3)

  • Shoppers Drug Mart552 m
  • Paragon581 m
  • The Local Pharmacy · 225 Rutland Road South796 m

Banks & ATMs (1)

  • TD638 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$397.07
Total monthly cost$4,520.97
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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