Property Type: DuplexOwnership: Freehold

610 THIRTEENTH STREET

New Westminster, BC V3M4M2

$1,698,000

5 bed4 bath6 parking3,122 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
Duplex

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$7,925.03 (2025)

Interior

Basement
Full, Unknown, Unknown
Heating
Electric
Fireplace
None

Parking

Total spaces
6 — covered indicated
Features
Garage

Listing Information

MLS®
R3153850
Listed
August 7, 2026
Time on market
On the market for 24 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Westmar · Data source: CREA DDF.

Description

Priced $86K below assessment! Rarely available, move-in ready, and meticulously maintained by the original owner and never rented, this 3,120 sq. ft. duplex sits on a quiet residential street with no shared wall. Quality oak engineered hardwood flooring, efficient heating, and abundant natural light enhance the home throughout. The well-designed lower level offers excellent future mortgage-helper potential. An expansive upper and lower decks are perfect for relaxing or entertaining. An automated gate leads to a private driveway, double garage, and fenced backyard. Ideally located near everyday amenities with easy access to Burnaby, Coquitlam, Surrey, Richmond, and beyond, this home offers exceptional privacy, convenience, and future value. (id:63159)

Values & Trends

This listing

$544/sqft

Building average

No other active listings in this building

New Westminster average

$595/sqft

5 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vancouver

Clear

17°C

Clear

Humidity 100%

Wind WNW 13 km/h

Tonight

14°

Tuesday

20°

Tuesday night

15°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

78,916

(2021 Census)

+11.2% since 2016

Density: 5,052.2/km²

Dwellings: 37,737

Median household income: $82,000

After-tax: $72,500

Immigrant population: 37.5%

Top countries of origin (% of total population)

  • Philippines6.4% · 5,050
  • India4% · 3,135
  • China3.6% · 2,880
  • United Kingdom1.6% · 1,285
  • Hong Kong1.6% · 1,250
  • Korea, South1.4% · 1,085
  • United States of America1% · 785
  • Taiwan0.9% · 725

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lord Kelvin ElementaryElementary482 m
Lord Tweedsmuir ElementaryElementary703 m
John Knox Christian - Secondary Campus(Independent)K-12759 m
Our Lady of Mercy(Independent)Elementary853 m
St. Thomas More Collegiate(Independent)Secondary961 m
SigmaSecondary1.1 km
Twelfth Avenue ElementaryElementary1.1 km
Royal City Alternate ProgramSecondary1.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound 6th Ave @ 14 St106 m
Westbound 6th Ave @ 14 St145 m
Westbound 6th Ave @ 12 St145 m
Northbound 12 St @ Nanaimo St193 m
Southbound 12 St @ 6th Ave201 m

Nearby Places

Restaurants (5+)

  • Shiok Canteen179 m
  • Indian Courtyard Restaurant · 609 Twelfth Street191 m
  • Amelia Restaurant200 m
  • Wild Thyme · 705 Twelfth Street250 m
  • Don Chepe's · 1122 Fifth Avenue341 m

Cafes (5+)

  • Sago To Go · 813 Twelfth Street461 m
  • Happy Mom's Cafe · 821 Twelfth Street482 m
  • Kamini's Corner Cafe · 909 Twelfth Street652 m
  • You N Me' Cafe · 921 Twelfth Street726 m
  • Connections Café732 m

Grocery (1)

  • Gospa's Delightful Food · 718 Twelfth Street309 m

Parks (3)

  • Riverside Adventure Park251 m
  • Moody Park677 m
  • Cornwall Park727 m

Pharmacies (1)

  • PharmaChoice · 866 Twelfth Street595 m

Banks & ATMs (1)

  • Community Savings Credit Union399 m

Nearby places data: © OpenStreetMap contributors.

School district: New Westminster (SD40)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($339,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,358,400.00
Periodic payment — Principal & Interest (monthly)$8,763.94
Additional monthly expenses (strata, tax, utilities, etc.)$816.42
Total monthly cost$9,580.36
Interest paid over 5-yr term$389,321.34
Balance at end of term$1,221,885.19

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$339,600
Stress test qualifying rate8.09%
Payment you must qualify for$10,445.62

Cash Needed at Closing

Minimum down payment$339,600
Estimated BC PTT$31,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$373,060

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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