Property Type: Detached HouseOwnership: Freehold

6116 HIGGINS LAKE ROAD

Lone Butte, BC V0K1X3

$339,000

3 bed1 bath1,046 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
21,136 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,985.34

Interior

Basement
Crawl space
Heating
Baseboard heaters, Electric, Wood
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view
Waterfront
Waterfront

Building

Foundation
Unknown
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Mud roomMain level
FoyerMain level
Living roomMain level
KitchenMain level
Bedroom 2Main level
Bedroom 3Main level
Primary BedroomMain level
Laundry roomMain level
Enclosed porchMain level

Listing Information

MLS®
R3144521
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Some homes tell a story the moment you arrive. Lovingly built by the same family who later made it their retirement home, this charming lakefront retreat reflects years of thoughtful design, care, and pride of ownership. Modest in size but rich in character, the welcoming 1,000+ sq. ft. rancher offers an open living area warmed by a cozy wood stove and an enclosed porch where mornings begin with coffee and evenings end with spectacular sunsets over Higgins Lake. Cast a line from your private dock on this quiet, family-friendly lake, well known for its brook trout fishing and relaxed pace. Set on a private, nicely treed 0.60-acre lot with a workshop, room for RVs, and just 10 minutes to Interlakes Corner, this is where lasting memories begin. (id:63159)

Values & Trends

This listing

$324/sqft

Building average

No other active listings in this building

Lone Butte average

$341/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary18.0 km
Forest Grove ElementaryElementary21.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$271,200.00
Periodic payment — Principal & Interest (monthly)$1,749.69
Additional monthly expenses (strata, tax, utilities, etc.)$217.45
Total monthly cost$1,967.14
Interest paid over 5-yr term$77,726.70
Balance at end of term$243,945.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,476.45

Cash Needed at Closing

Minimum down payment$16,950
Estimated BC PTT$4,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,230

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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