Property Type: Detached HouseOwnership: Freehold

6176 Spartan Street

Oliver, BC V0H1T6

$499,999

3 bed2 bath1,381 sqftBuilt 1950
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,491.67

Interior

Basement
Partial
Heating
Forced air, See remarks
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement5'6'' x 7'4''
OtherBasement14'11'' x 12'11''
OtherMain level3'1'' x 19'5''
Living roomMain level11'3'' x 15'3''
KitchenMain level8'9'' x 9'7''
Dining roomMain level6'6'' x 15'5''
Primary BedroomMain level9'7'' x 13'3''
BedroomMain level10'2'' x 9'7''
BedroomMain level8'0'' x 8'0''
4pc BathroomMain level6'6'' x 8'0''

Listing Information

MLS®
10398301
Listed
August 20, 2026
Time on market
On the market for 11 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Premier Properties Ltd. · Data source: CREA DDF.

Description

Imagine waking up with peaceful crown land right in your backyard, while your kids walk safely across the street to the school park. This updated 3-bedroom, 2-bathroom residence offers a rare lifestyle opportunity for budget-conscious buyers without sacrificing space or quality. Additional space in finished basement with its own bathroom and separate entrance with suite potential. Nestled on 0.21 acres, the property is a gardener's dream with plenty of space for a vegetable patch and lawn, while the land itself holds exciting development potential for the future. This is a fantastic opportunity to secure a home where you can simply turn the key and start living. Currently tenanted, please do not disturb the tenants. Call your realtor today! (id:63159)

Values & Trends

This listing

$362/sqft

Building average

No other active listings in this building

Oliver average

$435/sqft

101 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Oliver ElementaryElementary234 m
Southern Okanagan SecondarySecondary335 m
Southern Okanagan AltSecondary335 m
Tuc-el-Nuit ElementaryElementary550 m
Senpaq'cin School(Independent)Elementary2.5 km
Cawston Primary SchoolElementary14.8 km
Okanagan Falls ElementaryElementary17.7 km
Osoyoos ElementaryElementary18.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Taco Riendo662 m
  • Pappa's Firehall Bistro · 6077 Main Street692 m
  • Savvios Family Restaurant · 5948 Main Street697 m
  • Oliver Eats · 6060 Station Street775 m

Cafes (1)

  • Medici’s Café and Gelateria · 522 Fairview Road523 m

Grocery (1)

  • No Frills · 5955 Main Street787 m

Parks (4)

  • Unnamed350 m
  • Unnamed382 m
  • Unnamed447 m
  • Triangle Park691 m

Pharmacies (1)

  • Pharmasave · 6323 Main Street684 m

Banks & ATMs (2)

  • CIBC · 6286 Okanagan Highway633 m
  • RBC · 6306 Main Street650 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,999.00
Periodic payment — Principal & Interest (monthly)$2,580.66
Additional monthly expenses (strata, tax, utilities, etc.)$276.64
Total monthly cost$2,857.30
Interest paid over 5-yr term$114,640.86
Balance at end of term$359,800.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$25,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,652.58

Cash Needed at Closing

Minimum down payment$25,000
Estimated BC PTT$8,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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