Property Type: Detached HouseOwnership: Freehold

6454 KOOTENAY Street

Oliver, BC V0H1T0

$495,000

2 bed2 bath3 parking1,010 sqftBuilt 1947
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
1
Lot size
0.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,708

Interior

Basement
Partial
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Ceramic Tile, Vinyl
Appliances
Washer, Refrigerator, Water softener, Range - Electric, Dryer, Microwave

Exterior & Lot

Exterior features
Stucco
View
Mountain view, View (panoramic)
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
012-868-779

Parking

Total spaces
3 — uncovered indicated
Features
Street

Room Dimensions

RoomLevelDimensions
Utility roomBasement11'3'' x 10'10''
StorageBasement11'3'' x 8'2''
Primary BedroomMain level9'8'' x 11'6''
Living roomMain level11'4'' x 15'8''
KitchenMain level12'5'' x 12'7''
3pc Ensuite bathMain level
Dining roomMain level9'5'' x 11'6''
DenMain level7'8'' x 6'2''
BedroomMain level9'5'' x 11'6''
3pc BathroomMain level

Listing Information

MLS®
10395133
Listed
July 20, 2026
Time on market
On the market for 42 days
Data last synced
September 1, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Welcome to this well-maintained 2-bedroom, 2-bathroom home offering comfortable living in one of Oliver’s most walkable neighbourhoods. Schools, parks, shopping, and everyday amenities are all just a short stroll away, making this an ideal home for retirees, first-time buyers, or anyone looking to enjoy the convenience of living close to everything. Inside, the bright, open-concept kitchen and dining area is filled with natural light, creating an inviting space for everyday living and entertaining. The spacious primary bedroom features a beautifully renovated 4-piece ensuite, while the home also offers a convenient 3-piece main bathroom. Updated flooring in select areas adds a fresh, modern feel throughout. Enjoy year-round comfort with a forced-air natural gas furnace and central air conditioning. Updates include a new roof (2021), updated PEX plumbing, and a water softener (2022). The unfinished basement offers additional storage space and flexibility. Step outside to a covered patio overlooking the private backyard with beautiful mountain views—an ideal spot to enjoy your morning coffee, entertain guests, or unwind at the end of the day. The detached 18' × 16' powered garage provides excellent storage, with plenty of additional parking for vehicles or recreational toys. Combining thoughtful updates, exceptional walkability, beautiful mountain views, and move-in-ready comfort, this home offers a wonderful opportunity to enjoy the best of Oliver living. (id:63159)

Values & Trends

This listing

$490/sqft

Building average

No other active listings in this building

Oliver average

$434/sqft

101 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Oliver ElementaryElementary490 m
Southern Okanagan SecondarySecondary534 m
Southern Okanagan AltSecondary534 m
Tuc-el-Nuit ElementaryElementary547 m
Senpaq'cin School(Independent)Elementary2.1 km
Cawston Primary SchoolElementary15.3 km
Okanagan Falls ElementaryElementary17.4 km
Osoyoos ElementaryElementary18.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Pappa's Firehall Bistro · 6077 Main Street526 m
  • Oliver Eats · 6060 Station Street557 m
  • Taco Riendo578 m
  • Savvios Family Restaurant · 5948 Main Street780 m

Cafes (1)

  • Medici’s Café and Gelateria · 522 Fairview Road487 m

Grocery (1)

  • No Frills · 5955 Main Street781 m

Parks (5+)

  • Unnamed235 m
  • Lion's Park · 6607 Station Street257 m
  • Triangle Park434 m
  • Kinsmen Spray Park · 225 Park Drive527 m
  • Unnamed534 m

Pharmacies (1)

  • Pharmasave · 6323 Main Street264 m

Banks & ATMs (2)

  • RBC · 6306 Main Street257 m
  • CIBC · 6286 Okanagan Highway279 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$396,000.00
Periodic payment — Principal & Interest (monthly)$2,554.86
Additional monthly expenses (strata, tax, utilities, etc.)$276.67
Total monthly cost$2,831.52
Interest paid over 5-yr term$113,494.74
Balance at end of term$356,203.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,616.06

Cash Needed at Closing

Minimum down payment$24,750
Estimated BC PTT$7,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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