Property Type: Detached HouseOwnership: Freehold

6198 Mystic Way

Nanaimo, BC V9V1M7

$949,000

5 bed3 bath4 parking2,625 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Lot size
6,798 square feet
Zoning
Residential

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,295

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomLower level4-Piece
EnsuiteMain level4-Piece
BathroomMain level4-Piece
Dining roomAdditional Accommodation6'4 x 8'1
BedroomLower level9'11 x 10'6
BedroomLower level9'11 x 12'10
KitchenAdditional Accommodation7'0 x 11'2
Living roomAdditional Accommodation14'0 x 22'1
BedroomMain level9'10 x 11'8
BedroomMain level10'0 x 10'11
Primary BedroomMain level12'0 x 14'3
Dining nookMain level7'5 x 7'11
KitchenMain level9'3 x 12'4
Dining roomMain level8'9 x 11'1
Living roomMain level14'0 x 18'4

Listing Information

MLS®
1046836
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

Welcome 6198 Mystic Way! A spacious 5 bedroom, 3 bathroom home with suite in North Nanaimo. Within walking distance of McGirr Elementary & Dover Bay Secondary, parks, major retail stores, transit and beach access nearby. The main level offers generous living spaces highlighted by a cozy natural gas fireplace. The kitchen features a sunny eating nook with direct access to your large balcony. The primary bedroom features hardwood flooring, his-and-hers closets, and a 4pcs ensuite. A formal dining area, main bath and 3 bedrooms complete this level. Downstairs, you'll find a 2-bedroom suite with its own private entrance, providing excellent flexibility for extended family, guests or additional income potential. Additional features include walk-in closets, a double garage, RV parking, low-maintenance landscaping and a fully fenced backyard. This home offers a fantastic opportunity for families, multi-generational living or buyers looking for the added benefit of a secondary suite. (id:63159)

Values & Trends

This listing

$362/sqft

Building average

No other active listings in this building

North Nanaimo average

$428/sqft

82 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
McGirr ElementaryElementary264 m
Dover Bay SecondaryElementary408 m
Rutherford ElementaryElementary1.2 km
Randerson Ridge ElementaryElementary1.5 km
Pleasant Valley ElementaryElementary1.6 km
Aspengrove School(Independent)K-122.0 km
Uplands Park ElementaryElementary2.9 km
Seaview ElementaryElementary3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Simonholt Food & Drink · 6582 Applecross Road498 m
  • Pho Boi A Taste of Vietnam526 m
  • The Curry Culture · 6304 Dover Road543 m
  • Sushi Ryu · 6595 Applecross Road590 m
  • Ricky’s All Day Grill · 6550 Island Highway North782 m

Cafes (1)

  • Serious Coffee · 6357 Hammond Bay Road757 m

Parks (5+)

  • McGirr Sports Fields · 6175 McGirr Road158 m
  • Unnamed191 m
  • Clarence Way Park · 6074 Clarence Way448 m
  • Carmanah Park · 6051 Sierra Way478 m
  • McGirr Community Park554 m

Gyms (2)

  • Tiger Martial Arts710 m
  • Fitness Experience718 m

Pharmacies (1)

  • Costco Pharmacy624 m

Banks & ATMs (1)

  • CIBC · 6570 Island Highway North773 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,200.00
Periodic payment — Principal & Interest (monthly)$4,898.10
Additional monthly expenses (strata, tax, utilities, etc.)$655.58
Total monthly cost$5,553.68
Interest paid over 5-yr term$217,588.90
Balance at end of term$682,902.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,759.97

Cash Needed at Closing

Minimum down payment$69,900
Estimated BC PTT$16,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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