Property Type: Detached HouseOwnership: Freehold

622 5TH Avenue

Fernie, BC V0B1M0

$2,800,000

5 bed4 bath4 parking4,432 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,260

Interior

Basement
Full
Heating
Forced air, In Floor Heating
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Hardwood, Slate, Other

Exterior & Lot

Exterior features
Wood siding
View
City view, Mountain view

Building

Foundation
Insulated Concrete Forms
Roof
Unknown, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, RV, Street

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement
4pc BathroomMain level
4pc BathroomSecond level
BedroomSecond level11'9'' x 15'5''
BedroomBasement14'4'' x 13'3''
BedroomMain level12'10'' x 7'11''
BedroomSecond level11'8'' x 10'11''
DenBasement5'10'' x 6'11''
Living roomMain level14'7'' x 14'7''
Laundry roomBasement4'1'' x 6'5''
Laundry roomSecond level7'0'' x 9'0''
PantryMain level8'0'' x 5'4''
Primary BedroomSecond level24'8'' x 15'5''
StorageBasement24'1'' x 13'5''
Recreation roomBasement24'1'' x 24'6''
Dining roomMain level10'4'' x 17'4''
4pc Ensuite bathSecond level
KitchenBasement23'6'' x 15'4''
KitchenMain level18'6'' x 21'5''
Family roomMain level9'6'' x 15'7''

Listing Information

MLS®
2478749
Listed
July 30, 2024
Time on market
On the market for 762 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Don't blink! You might miss your chance to own the home you've been dreaming about & waiting for your whole life. Renowned Canadian artist Angela Morgan is selling her beloved home, offering a golden opportunity to own a piece of history, luxury, & creativity combined. If you know Angela?s work, you understand the allure. If not, let us paint a picture for you. This enchanting residence feels right from the moment you step in. Designed for family, friends, entertaining & creating lasting memories, you'll be captivated by the vibrant colors and impeccable craftsmanship throughout. Every inch is a masterpiece, featuring custom walnut woodworking by an artisan who typically works on multi-million-dollar yachts. The chef?s dream kitchen boasts a huge marble island, high-end fixtures, two Bosch dishwashers, an AGA Legacy stove, a KitchenAid fridge, and a wine fridge. Perfect for hosting grand dinners or casual get-togethers. Upstairs, a breezeway leads to a rooftop patio with 360-degree views of the mountains and historic downtown Fernie. The patio is ready for year-round enjoyment, featuring heated concrete walkways and hot tub connections. Despite its complete reconstruction in 2008, the home retains historic charm while boasting modern upgrades. Located steps from Fernie's historic downtown, you can walk to trendy shops, fine dining, parks, the Elk River, the library, city hall, the aquatic center, and more. Plus, you can be on the chairlift at Fernie Alpine Resort in under 10 minutes! Check our listing video to learn more! (id:63159)

Values & Trends

This listing

$632/sqft

Building average

No other active listings in this building

Fernie average

$695/sqft

36 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

8°C

Mainly Sunny

Humidity 86%

Wind NNE 5 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Fernie Academy(Independent)K-12332 m
Isabella Dicken ElementaryElementary808 m
Fernie SecondaryK-121.2 km
Sophie-MorigeauElementary1.8 km
Jaffray Elem-Jr SecondaryElementary/Middle22.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Pub, Bar & Grill · 742 BC-3221 m
  • The Loaf · 641 2nd Avenue258 m
  • Lunchbox · 561A 2nd Avenue272 m
  • Nevados · 531 2nd Avenue276 m
  • The Fernie Taphouse · 691 1st Avenue321 m

Cafes (3)

  • Mug Shots208 m
  • Freshies Cafe · 601A 2nd avenue246 m
  • Big Bang bagels · 502 2nd Avenue315 m

Grocery (1)

  • Save-On-Foods · 792 2nd Avenue372 m

Parks (1)

  • Unnamed178 m

Pharmacies (1)

  • Save-On-Foods · 792 2nd Avenue369 m

Banks & ATMs (2)

  • Scotiabank · 502 3rd Avenue228 m
  • CIBC · 501 2nd Avenue288 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($560,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,240,000.00
Periodic payment — Principal & Interest (monthly)$14,451.72
Additional monthly expenses (strata, tax, utilities, etc.)$910.33
Total monthly cost$15,362.05
Interest paid over 5-yr term$641,990.44
Balance at end of term$2,014,887.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$560,000
Stress test qualifying rate8.09%
Payment you must qualify for$17,224.82

Cash Needed at Closing

Minimum down payment$560,000
Estimated BC PTT$62,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$623,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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