Property Type: Detached HouseOwnership: Freehold

105 Castle Mountain Road

Fernie, BC V0B1M4

$3,249,000

6 bed4 bath3 parking5,285 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
7.99 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$12,938.89

Interior

Basement
Full
Heating
Forced air
Fireplace
Yes (2)
Fireplace type
Gas, Unknown

Exterior & Lot

View
Mountain view, Valley view

Building

Roof
Metal, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Carport, Additional Parking

Room Dimensions

RoomLevelDimensions
Mud roomMain level5'3'' x 10'6''
DenBasement15'3'' x 16'
Recreation roomBasement18'10'' x 60'3''
Full bathroomBasement
BedroomBasement14'1'' x 15'6''
BedroomBasement12'1'' x 13'8''
Full bathroomMain level
Full bathroomMain level
Full ensuite bathroomMain level
Laundry roomMain level12' x 14'4''
BedroomMain level11'3'' x 19'
BedroomMain level9'6'' x 13'4''
BedroomMain level9'6'' x 13'4''
Primary BedroomMain level14'11'' x 16'4''
Living roomMain level19' x 19'1''
Dining roomMain level19'1'' x 22'
KitchenMain level15' x 16'6''

Listing Information

MLS®
10383475
Listed
April 17, 2026
Time on market
On the market for 136 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Mountain Lifestyles Inc. · Data source: CREA DDF.

Description

A rare opportunity to own a truly one-of-a-kind 7.99-acre property within the City of Fernie. This spacious 6-bedroom, 4-bathroom home offers the perfect blend of privacy and convenience, located just minutes from historic downtown while surrounded by breathtaking mountain and valley views. Inside, you’ll find vaulted ceilings, two cozy gas fireplaces, and a thoughtfully designed layout featuring a primary bedroom with ensuite. The walk-out lower level offers excellent suite potential, ideal for extended family or rental income. Enjoy the outdoors from large decks overlooking your private acreage, with trails right at your doorstep. Complete with a triple car garage, this exceptional property delivers space, scenery, and lifestyle in one of Fernie’s most desirable settings. Schedule your private showing today! (id:63159)

Values & Trends

This listing

$615/sqft

Building average

No other active listings in this building

Fernie average

$695/sqft

36 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

8°C

Mainly Sunny

Humidity 86%

Wind NNE 5 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Sophie-MorigeauElementary963 m
The Fernie Academy(Independent)K-121.5 km
Isabella Dicken ElementaryElementary2.2 km
Fernie SecondaryK-122.7 km
Jaffray Elem-Jr SecondaryElementary/Middle22.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($649,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,599,200.00
Periodic payment — Principal & Interest (monthly)$16,769.16
Additional monthly expenses (strata, tax, utilities, etc.)$1,342.24
Total monthly cost$18,111.40
Interest paid over 5-yr term$744,938.19
Balance at end of term$2,337,988.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$649,800
Stress test qualifying rate8.09%
Payment you must qualify for$19,986.94

Cash Needed at Closing

Minimum down payment$649,800
Estimated BC PTT$80,450
Legal / closing costs (typical estimate)$1,500
Total cash needed$731,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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