Property Type: Detached HouseOwnership: Freehold

628 Spruceview Place S

Kelowna, BC V1V2P7

$1,349,900

4 bed3 bath2 parking3,287 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.25 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,249.24

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Carpeted

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Dining roomMain level15'7'' x 9'11''
Laundry roomMain level9'0'' x 11'3''
Games roomBasement17'9'' x 22'4''
Family roomBasement20'2'' x 25'4''
BedroomMain level12'0'' x 10'1''
BedroomBasement12'1'' x 15'2''
BedroomBasement11'2'' x 11'10''
Full bathroomBasement9'4'' x 8'7''
5pc Ensuite bathMain level12'3'' x 11'2''
Full bathroomMain level7'8'' x 8'8''
Primary BedroomMain level21'0'' x 16'3''
Living roomMain level27'7'' x 21'4''
KitchenMain level27'3'' x 9'6''

Listing Information

MLS®
10386286
Listed
June 4, 2026
Time on market
On the market for 88 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

This striking contemporary residence is a true statement in design, craftsmanship and luxury living. Showcasing 220k+ in carefully curated upgrades, every detail has been thoughtfully selected to create a home that is both visually stunning and exceptionally functional. The showpiece kitchen feat. porcelain tile, premium cabinetry, Dekton countertops, top-tier Bosch appliances, and imported custom glass light fixtures add a layer of sophistication, while a cleverly concealed pantry blends seamlessly into the warm oak millwork. Soaring ceilings, rich maple hardwood floors plus integrated sound system create an atmosphere that is both refined and inviting. Four spacious bedrooms, highlighted by a primary retreat with a spa-inspired ensuite featuring a steam shower, soaker tub, dual vanities and a private water closet. Newly upgraded wrap-around deck w/ sweeping views of Kelowna’s cityscape and the sparkling waters of Okanagan Lake - an ideal setting for quiet mornings and evening entertaining. The sound-proofed lower-level impresses w/ soaring 10' ceilings, plush high-performance stain resistant carpeting, new pot lights, and a thoughtfully designed entertainment space w/ stylish wet bar + pool table. You’ll also find two addt'l bedrooms, a full bathroom and access to a private backyard. This is a rare opportunity to own a home where bold design meets everyday comfort. Located in a quiet neighborhood on a dead-end street only minutes to downtown and all Kelowna has to offer! (id:63159)

Values & Trends

This listing

$411/sqft

Building average

No other active listings in this building

Glenmore average

$633/sqft

61 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Glenmore ElementaryElementary826 m
Watson Road ElementaryElementary1.3 km
Bankhead ElementaryElementary1.6 km
The Balsam School(Independent)Elementary2.6 km
Dr Knox Middle SchoolMiddle2.8 km
Central SecondarySecondary3.1 km
Central School ProgramsK-123.1 km
St Joseph Elementary School(Independent)Elementary3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Murray's Pizza · 1924 Summit Drive694 m

Parks (2)

  • Caro Park329 m
  • Sonora Park418 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($109,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,079,920.00
Periodic payment — Principal & Interest (monthly)$6,967.28
Additional monthly expenses (strata, tax, utilities, etc.)$684.77
Total monthly cost$7,652.05
Interest paid over 5-yr term$309,508.18
Balance at end of term$971,391.53

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$109,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,534.47

Cash Needed at Closing

Minimum down payment$109,990
Estimated BC PTT$24,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$136,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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