Property Type: Detached HouseOwnership: Freehold

647 Clifton Road

Kelowna, BC V1V1A7

$1,165,000

5 bed3.5 bath13 parking3,585 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.24 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,473.14

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Unknown, Decorative

Exterior & Lot

Exterior features
Brick, Vinyl siding
View
City view, Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
13 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level9' x 12'
OtherLower level13'6'' x 26'10''
LibraryLower level5'11'' x 8'
Dining roomAdditional Accommodation8' x 9'
BedroomAdditional Accommodation10'7'' x 8'1''
BedroomAdditional Accommodation17'5'' x 11'10''
Living roomAdditional Accommodation11'6'' x 18'3''
Full bathroomAdditional Accommodation6'11'' x 5'11''
KitchenAdditional Accommodation11'9'' x 10'
BedroomMain level9'11'' x 9'8''
BedroomMain level11' x 9'
OtherMain level5'6'' x 5'
Primary BedroomMain level13'5'' x 11'9''
2pc Ensuite bathMain level4' x 6'
4pc BathroomMain level7' x 7'10''
SunroomMain level17'9'' x 13'
Laundry roomMain level9' x 12'8''
Living roomMain level13'6'' x 19'
Dining roomMain level6' x 13'
KitchenMain level17' x 11'0''

Listing Information

MLS®
10387941
Listed
May 21, 2026
Time on market
On the market for 102 days
Data last synced
August 28, 2026

Listing provided by: Stilhavn Real Estate Services · Data source: CREA DDF.

Description

NEED A SUITE WITH SEPARATE LAUNDRY - YOU FOUND IT, PLUS ROOM TO EXPAND. Looking for room for all the family.......this house (6 bed, 3 bath) and it's so centrally located. The upper floor has 3 beds including 2 baths (1 is an ensuite), plus 3 beds down beds, The owners have enjoyed this as a multi-generational property and have done many upgrades (+150K) over the last 5 years of ownership. AND, there's even room to add more homes to the property. Given the proximity to town, the future potential is there. Just bring your ideas. Already MF1 zoning and ROOM to make it even better and minutes to downtown, so such a great central location. (id:63159)

Values & Trends

This listing

$325/sqft

Building average

No other active listings in this building

Kelowna North average

$763/sqft

28 active listing(s)

Parking: 13 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Glenmore ElementaryElementary1.0 km
Watson Road ElementaryElementary1.3 km
Bankhead ElementaryElementary1.6 km
The Balsam School(Independent)Elementary2.5 km
Dr Knox Middle SchoolMiddle2.9 km
Central SecondarySecondary3.1 km
Central School ProgramsK-123.1 km
St Joseph Elementary School(Independent)Elementary3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Caro Park349 m
  • Sonora Park505 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($91,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$932,000.00
Periodic payment — Principal & Interest (monthly)$6,012.95
Additional monthly expenses (strata, tax, utilities, etc.)$551.76
Total monthly cost$6,564.71
Interest paid over 5-yr term$267,113.88
Balance at end of term$838,337.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$91,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,254.84

Cash Needed at Closing

Minimum down payment$91,500
Estimated BC PTT$21,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$114,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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