Property Type: Detached HouseOwnership: Freehold

628 Winchester Ave

Nanaimo, BC V9R4B7

$699,000

3 bed2 bath1 parking1,318 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Lot size
5,208 square feet
Zoning
Residential

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,774

Interior

Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Partially air conditioned, Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
1

Room Dimensions

RoomLevelDimensions
StorageMain level12'5
Laundry roomMain level7'7
EnsuiteMain level3-Piece
Primary BedroomMain level11'9 x 11'11
BathroomMain level4-Piece
BedroomMain level9'10 x 9'6
BedroomMain level9'10 x 8'6
KitchenMain level17'4 x 9'9
Dining roomMain level13'10 x 15'8
Living roomMain level17'7 x 13'5

Listing Information

MLS®
1046384
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

Affordable South Nanaimo Rancher with Lane Access Welcome to this well-maintained South Nanaimo rancher, built in 2002. Offering the convenience of one-level living, this inviting home features three bedrooms, two bathrooms, and is situated on an approximately 5,208 sq. ft. lot with rear lane access. Thoughtfully refreshed with recent updates, this move-in-ready home features new flooring throughout, beautifully renovated bathrooms, and a new refrigerator and stove, providing modern comfort and peace of mind. Step inside to a bright and welcoming living and dining area, perfect for both everyday living and entertaining. The traditional kitchen is located at the rear of the home and provides direct access to the backyard, making it ideal for outdoor enjoyment. Down the hall, you'll find three well-appointed bedrooms, including the spacious primary suite complete with a walk-in closet and private ensuite. Additional features include a laundry room conveniently located off the single-car garage and a mezzanine above the garage, offering excellent storage space. The above-ground pool is included with the home and can remain for your enjoyment or be removed prior to possession if preferred. Also included in the purchase are the storage units in the living room and kitchen, along with the Murphy bed in the guest bedroom, adding exceptional functionality and value. Ideally located close to shopping, schools, parks, and other amenities, this home presents an excellent opportunity for first-time buyers, downsizers, or anyone seeking an affordable retirement home. All data and measurements are approximate and should be verified if deemed important. (id:63159)

Values & Trends

This listing

$530/sqft

Building average

No other active listings in this building

South Nanaimo average

$435/sqft

46 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Georgia Avenue ElementaryElementary447 m
Bayview ElementaryElementary638 m
Learning AlternativesSecondary750 m
John Barsby SecondarySecondary750 m
Park Avenue ElementaryElementary1.2 km
Nanaimo District SecondarySecondary1.4 km
Secondaire de NanaimoSecondary1.4 km
Fairview ElementaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Burger Factory Nanaimo · 601 Bruce Avenue275 m
  • Ai Sushi go416 m
  • Baby Salsa434 m
  • Rhythm Chinese Restaurant435 m
  • Mandarin House590 m

Cafes (2)

  • Tim Hortons328 m
  • Starbucks · 540 Fifth Street398 m

Grocery (2)

  • Buy Low Foods442 m
  • Truong Thanh Specialty Asian Grocery594 m

Parks (5+)

  • Robins Park272 m
  • Rosamond Park · 1 Rosamond Street415 m
  • Cat Stream Watercourse Park466 m
  • Railway/Connaught Park587 m
  • Old Harewood School Sports Field · 502 Howard Avenue619 m

Shopping (2)

  • Unnamed · 510 Fifth Street377 m
  • University Village · 530 Fifth Street445 m

Pharmacies (1)

  • Shoppers Drug Mart368 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$463.83
Total monthly cost$4,071.60
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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