Property Type: Detached HouseOwnership: Freehold

15 Fourth St

Nanaimo, BC V9R1S6

$774,900

4 bed2 bath4 parking1,674 sqftBuilt 1940
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Property Details

Property & Lot

Sub-type
House
Lot size
6,000 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,594.74

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Mountain view
Lot features
Central location, Other

Building

Parcel ID (PID)
005-092-434

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomAuxiliary Building6'11 x 5'0
BedroomAuxiliary Building10'1 x 11'8
BedroomAuxiliary Building10'7 x 8'8
Living roomAuxiliary Building14'1 x 12'10
KitchenAuxiliary Building10'7 x 12'10
BathroomMain level9'8 x 6'11
BedroomMain level9'8 x 12'5
BedroomMain level9'8 x 11'3
Laundry roomMain level7'2 x 5'10
Living roomMain level13'1 x 18'7
Dining roomMain level13'1 x 11'7
KitchenMain level7'4 x 13'0

Listing Information

MLS®
1044736
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
September 1, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

TWO HOMES on a large corner lot! Nestled in the highly sought-after south Nanaimo area, this property offers a unique opportunity with two homes! Whether you're a young family, multi-generational household, investor, or a first-time homebuyer, this is an excellent find. The main home welcomes you with a large wrap-around deck, perfect for relaxing and enjoying the outdoors, making it an ideal space for a young family with its 2 bedrooms and 1 bathroom. You'll find modern comfort with a recently installed new natural gas furnace for efficient heating during the colder months. The large basement adds versatility, serving as great storage or space for your customized needs. The carriage home, constructed in 2020 by Saywell Developments, has 2 bedrooms and 1 bathroom and provides ample living space with the functional design. With a separate entrance and dedicated parking, privacy and convenience are ensured. Located just minutes away from the downtown core, this property offers easy access to shopping, dining, and entertainment options, making it a commuter's dream. Additionally, its proximity to Vancouver Island University adds to its appeal, making it a fantastic choice for students. This property presents not only a fantastic living arrangement but also an excellent investment opportunity. The dual homes offer various options, whether you want to generate rental income or house multiple generations under one roof. For additional information call or Travis Briggs PREC 250-713-5501 / travis@travisbriggs.ca (measurements and data approximate and should be verified if important.) (id:63159)

Values & Trends

This listing

$463/sqft

Building average

No other active listings in this building

South Nanaimo average

$437/sqft

46 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Georgia Avenue ElementaryElementary693 m
Bayview ElementaryElementary901 m
Fairview ElementaryElementary1.1 km
Pauline Haarer ElementaryElementary1.1 km
Secondaire de NanaimoSecondary1.1 km
Nanaimo District SecondarySecondary1.1 km
John Barsby SecondarySecondary1.3 km
Learning AlternativesSecondary1.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Little George's Express Pizza & Pasta208 m
  • Mandarin House251 m
  • Gateway to India253 m
  • Gateway to India Restaurant · 202 Fourth Street253 m
  • Truong Thanh 2263 m

Cafes (5+)

  • Starbucks · 540 Fifth Street522 m
  • Tim Hortons527 m
  • White Rabbit Coffee Co · 321 Selby Street654 m
  • Kitties and Cream · 437 Fitzwilliam Street759 m
  • La Isla Café761 m

Grocery (3)

  • Truong Thanh Specialty Asian Grocery259 m
  • Superette439 m
  • Buy Low Foods467 m

Parks (5+)

  • Durham Park · 423 Pine Street146 m
  • Pawson Gyro Park · 410 Machleary Street277 m
  • Chesterlea Park · 343 Chesterlea Avenue280 m
  • Bruce Avenue Park · 330 Bruce Avenue341 m
  • Bruce Avenue Park 2 · 329 Bruce Avenue386 m

Shopping (2)

  • Unnamed · 510 Fifth Street384 m
  • University Village · 530 Fifth Street442 m

Gyms (1)

  • Iyengar Yoga Nanaimo · 335 Wesley Street754 m

Pharmacies (2)

  • Shoppers Drug Mart394 m
  • Central Drugs770 m

Banks & ATMs (1)

  • Superette Foods - Bitcoin Well ATM · 687 Albert Street434 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$619,920.00
Periodic payment — Principal & Interest (monthly)$3,999.51
Additional monthly expenses (strata, tax, utilities, etc.)$466.90
Total monthly cost$4,466.41
Interest paid over 5-yr term$177,670.85
Balance at end of term$557,620.04

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,490
Stress test qualifying rate8.09%
Payment you must qualify for$5,555.08

Cash Needed at Closing

Minimum down payment$52,490
Estimated BC PTT$13,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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