Property Type: Detached HouseOwnership: Freehold

629 SETTLERSFIELD Court Unit# B

Waterloo, BC N2T2K6

$689,900

3 bed3 bath2 parking1,815 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Stories
3
Frontage
24 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,025

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Freezer

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Cul-de-sac, Paved driveway

Building

Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Cable

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement
Living roomSecond level9'2'' x 11'0''
BreakfastSecond level7'10'' x 8'6''
BedroomBasement17'0'' x 20'0''
4pc BathroomSecond level
Family roomMain level11'10'' x 20'0''
4pc BathroomThird level
BedroomThird level8'2'' x 10'0''
Primary BedroomThird level9'10'' x 13'5''
Dining roomSecond level9'2'' x 9'6''
KitchenSecond level7'7'' x 10'0''

Listing Information

MLS®
40839319
Listed
June 12, 2026
Time on market
On the market for 94 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX Twin City Realty Inc. · Data source: CREA DDF.

Description

Prepare to fall in love with this beautifully updated backsplit with separate side entrance. Located in a quiet family friendly neighbourhood close to the Boardwalk Costco and more. This 2 plus bedroom boasts 3 full bathrooms, 2 kitchens with an open concept floor plan featuring Stainless steel appliance, quartz countertops, upgraded kitchen cabinets and lighting package plus an attractive staircase. Upstairs you will find 2 bedrooms plus built in laundry and 4 piece bath. You'll love the family room with large windows for tons of natural light. Full 4 piece bath is within easy reach, there is a side entrance leading to a great deck and a fully fenced pie shaped back yard with mature trees. Looking for extra space then basement level features a brand new inlaw with 2nd kitchen with fridge and dishwasher, good size 3rd bedroom or recreation room plus another 3 piece bathroom for the teens. (id:63159)

Values & Trends

This listing

$380/sqft

Building average

No other active listings in this building

440 - Upper Beechwood/Beechwood W. average

$391/sqft

3 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($43,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$551,920.00
Periodic payment — Principal & Interest (monthly)$3,560.80
Additional monthly expenses (strata, tax, utilities, etc.)$426.42
Total monthly cost$3,987.22
Interest paid over 5-yr term$158,181.86
Balance at end of term$496,453.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,966.82

Cash Needed at Closing

Minimum down payment$43,990
Estimated BC PTT$11,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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