Property Type: Detached HouseOwnership: Freehold

635 5th St

Courtenay, BC V9N1K5

$995,000

4 bed4 bath3 parking1,838 sqftBuilt 2024
Get Directions

Property Details

Property & Lot

Sub-type
House
Style
Character, Other
Lot size
3,485 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,526.39

Interior

Heating
Natural gas, Other
Cooling / A/C
See Remarks
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave

Exterior & Lot

Lot features
Central location, Other, Rectangular

Building

Parcel ID (PID)
009-024-484

Parking

Total spaces
3 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
KitchenOther10'2 x 6'0
Living room/Dining roomOther10'2 x 7'0
BathroomOther3-Piece
BedroomOther10'2 x 9'0
BathroomSecond level4-Piece
BathroomSecond level4-Piece
BedroomSecond level11'7 x 9'1
BedroomSecond level13'5 x 9'1
Primary BedroomSecond level17'0 x 13'8
BathroomMain level3-Piece
Laundry roomMain level4'4 x 4'10
Living roomMain level17'6 x 13'10
KitchenMain level11'4 x 9'11
Dining roomMain level10'9 x 8'9

Listing Information

MLS®
1032616
Listed
April 17, 2026
Time on market
On the market for 136 days
Data last synced
August 31, 2026

Listing provided by: Royal LePage-Comox Valley (CV) · Data source: CREA DDF.

Description

Close to downtown in the desirable Old Orchard neighbourhood of Courtenay, this beautifully located bright, brand new construction, home offers abundant parking with alley access with room to add a detached garage in the alley if that’s important to buyers. The main residence features 3 bedrooms and 3 baths, while a fully self-contained 1-bed micro-suite with private entrance and in-suite laundry is ideal as rental income, guest housing, or an in-law suite. Finished to a high standard with in-floor radiant heat, heat pumps in upstairs bedrooms, and appliance packages included for both units. Turnkey, energy-efficient, and investor-ready. Come check out this affordable opportunity close to town in an amazing location. Call Mike Fisher with Royal LePage in the Comox Valley to book your private viewing. 250-218-3895 (id:63159)

Values & Trends

This listing

$541/sqft

Building average

No other active listings in this building

Courtenay City average

$546/sqft

30 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Puntledge Park ElementaryElementary888 m
Courtenay ElementaryElementary932 m
Lake Trail CommunityMiddle966 m
Nala'atsi Alternate ProgramSecondary993 m
Georges P. Vanier SecondarySecondary2.1 km
Glacier View Secondary CentreK-122.2 km
Arden ElementaryElementary2.3 km
Queneesh ElementaryElementary3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Yellow Deli · 596 5th Street79 m
  • Il Falcone Restaurant · 536 6th Street211 m
  • Pho' 54 · 492 Fitzgerald Avenue225 m
  • Golden Carriage · 478B 5th Street250 m
  • Dina Kurdish & Turkish Cuisine · 463 5th Street262 m

Cafes (5+)

  • Frankie Jo's Bakery Café231 m
  • Bigfoot Donuts · 477 5th Street249 m
  • Freya Nordic Baking & Caffe347 m
  • Michael's Off Main · 355 4th Street389 m
  • Cappuccino Grande Café · 344 5th Street396 m

Grocery (2)

  • Edible Island Whole Foods Market · 477 6th Street272 m
  • The Old Farm Market · 660 England Avenue417 m

Parks (5+)

  • Harmston Park176 m
  • Courthouse Park354 m
  • 4th Street Parklet · 243 4th Street520 m
  • Unnamed668 m
  • Riverside Park · 358 Anderton Avenue712 m

Gyms (5+)

  • The House of Now Yoga Studio141 m
  • 30-Minute Hit Boxing For Women · 571 McPhee Avenue240 m
  • Eden Therapy · 333 5th Street410 m
  • Titanium Crossfit · 823 McPhee Avenue427 m
  • Wild+United Athletics · 445 10th Street498 m

Pharmacies (2)

  • Pharmasave345 m
  • Shoppers Drug Mart · 310 8th Street552 m

Banks & ATMs (4)

  • BMO · 585 England Avenue321 m
  • Scotiabank · 392 5th Street347 m
  • Scotiabank351 m
  • Coastal Community Credit Union · 291A 4th Street491 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$796,000.00
Periodic payment — Principal & Interest (monthly)$5,135.52
Additional monthly expenses (strata, tax, utilities, etc.)$552.53
Total monthly cost$5,688.05
Interest paid over 5-yr term$228,135.89
Balance at end of term$716,004.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,078.32

Cash Needed at Closing

Minimum down payment$74,500
Estimated BC PTT$17,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information