Property Type: Detached HouseOwnership: Freehold

649 5th St

Courtenay, BC V9N1K5

$899,000

3 bed3 bath2 parking1,678 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
House
Lot size
3,485 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,884

Interior

Heating
Natural gas, Other
Cooling / A/C
See Remarks
Fireplace
Yes (1)

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
BathroomSecond level4-Piece
EnsuiteSecond level4-Piece
BedroomSecond level11'7 x 9'1
BedroomSecond level13'5 x 9'1
Primary BedroomSecond level16'11 x 13'10
OtherMain level13'8 x 16'2
EnsuiteMain level3-Piece
Laundry roomMain level4'4 x 4'10
Living roomMain level17'5 x 13'9
KitchenMain level11'4 x 10'3
Dining roomMain level8'5 x 10'9

Listing Information

MLS®
1024264
Listed
January 26, 2026
Time on market
On the market for 217 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage-Comox Valley (CV) · Data source: CREA DDF.

Description

Close to downtown in desirable Old Orchard neighbourhood of Courtenay, this beautifully located bright, brand new construction home, offers abundant parking with alley access—and room to add a detached garage in the alley if that’s important to buyers. The Home features 3 bedrooms and 3 baths, while the attached flex room, is ideal as rental income, guest housing, or a place for a small business to call home... or just a nice family room. Finished to a high standard with in-floor radiant heat, heat pumps in each bedroom, and appliance included. Turnkey, energy-efficient, and investor-ready—an affordable opportunity close to town, in an amazing location. (id:63159)

Values & Trends

This listing

$536/sqft

Building average

No other active listings in this building

Courtenay City average

$546/sqft

30 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Puntledge Park ElementaryElementary885 m
Courtenay ElementaryElementary932 m
Lake Trail CommunityMiddle964 m
Nala'atsi Alternate ProgramSecondary995 m
Georges P. Vanier SecondarySecondary2.1 km
Glacier View Secondary CentreK-122.2 km
Arden ElementaryElementary2.3 km
Queneesh ElementaryElementary3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Yellow Deli · 596 5th Street82 m
  • Il Falcone Restaurant · 536 6th Street214 m
  • Pho' 54 · 492 Fitzgerald Avenue229 m
  • Golden Carriage · 478B 5th Street254 m
  • Dina Kurdish & Turkish Cuisine · 463 5th Street266 m

Cafes (5+)

  • Frankie Jo's Bakery Café234 m
  • Bigfoot Donuts · 477 5th Street253 m
  • Freya Nordic Baking & Caffe350 m
  • Michael's Off Main · 355 4th Street393 m
  • Cappuccino Grande Café · 344 5th Street399 m

Grocery (2)

  • Edible Island Whole Foods Market · 477 6th Street275 m
  • The Old Farm Market · 660 England Avenue421 m

Parks (5+)

  • Harmston Park176 m
  • Courthouse Park357 m
  • 4th Street Parklet · 243 4th Street524 m
  • Unnamed671 m
  • Riverside Park · 358 Anderton Avenue715 m

Gyms (5+)

  • The House of Now Yoga Studio145 m
  • 30-Minute Hit Boxing For Women · 571 McPhee Avenue237 m
  • Eden Therapy · 333 5th Street414 m
  • Titanium Crossfit · 823 McPhee Avenue426 m
  • Wild+United Athletics · 445 10th Street501 m

Pharmacies (2)

  • Pharmasave349 m
  • Shoppers Drug Mart · 310 8th Street556 m

Banks & ATMs (4)

  • BMO · 585 England Avenue324 m
  • Scotiabank · 392 5th Street351 m
  • Scotiabank354 m
  • Coastal Community Credit Union · 291A 4th Street494 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$574.33
Total monthly cost$5,214.37
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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