Property Type: Land / LotOwnership: Freehold

635 Muir Road Lot# 37

Kelowna, BC V1T7Z3

$169,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.22 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,632.65

Interior

Fireplace
None

Listing Information

MLS®
10376648
Listed
February 20, 2026
Time on market
On the market for 192 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Build the home of your dreams, or a cozy little cottage in the quiet area of Fintry, on this perfectly flat building lot. This property is 71' wide by 119' deep, .22 acres, and has water and power at the lot line, and a Septic system already installed and ready to go! Located with 45 minutes of Kelowna and Vernon, you are away from the hustle and bustle of the city, while still being close enough to all of the amenities you need. This is the perfect area for the year round outdoor enthusiast, hiking trails and plenty of crown land nearby, as well as the beaches of Okanagan Lake, a boat launch, and Fintry Provincial park are just a couple minutes away. No time limit to build. (id:63159)

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary10.4 km
Davidson Road ElementaryElementary10.8 km
George Elliot SecondarySecondary13.6 km
HS Grenda Middle SchoolMiddle13.8 km
Peter Greer ElementaryElementary14.0 km
Okanagan Landing ElementaryElementary16.8 km
Ellison ElementaryElementary19.3 km
Clarence Fulton SecondaryElementary19.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$135,920.00
Periodic payment — Principal & Interest (monthly)$876.91
Additional monthly expenses (strata, tax, utilities, etc.)$136.05
Total monthly cost$1,012.96
Interest paid over 5-yr term$38,955.06
Balance at end of term$122,260.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,495
Stress test qualifying rate8.09%
Payment you must qualify for$1,241.15

Cash Needed at Closing

Minimum down payment$8,495
Estimated BC PTT$1,699
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,694

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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