Property Type: Land / LotOwnership: Freehold

7115 Dunwaters Road Lot# 71

Kelowna, BC V1Z3W6

$165,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.35 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$850.13

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)

Listing Information

MLS®
10394817
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Embrace the beautiful side of the Okanagan on this affordable 0.35-acre building lot in peaceful upper Fintry, offering the perfect canvas for your dream home, vacation getaway, or holding investment with no pressure or deadlines to begin building. The lot offers a great setting with privacy. Water and electricity connections are situated right at the lot line for an easy hookup. Families will appreciate the convenience of school bus service running right to Fintry, while remote workers will love this serene work-from-home haven that still sits within driving distance of both Kelowna and Vernon. Located in a friendly, established neighborhood, you are just minutes away from Fintry Provincial Park, scenic hiking trails, waterfalls, and Okanagan Lake beach and boat launches. Bring your building plans and come discover all the potential this beautiful Fintry lot has to offer! (id:63159)

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary10.4 km
Davidson Road ElementaryElementary10.5 km
George Elliot SecondarySecondary13.3 km
HS Grenda Middle SchoolMiddle13.5 km
Peter Greer ElementaryElementary13.8 km
Okanagan Landing ElementaryElementary17.1 km
Ellison ElementaryElementary19.6 km
Clarence Fulton SecondaryElementary19.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$132,000.00
Periodic payment — Principal & Interest (monthly)$851.62
Additional monthly expenses (strata, tax, utilities, etc.)$70.84
Total monthly cost$922.46
Interest paid over 5-yr term$37,831.58
Balance at end of term$118,734.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,250
Stress test qualifying rate8.09%
Payment you must qualify for$1,205.35

Cash Needed at Closing

Minimum down payment$8,250
Estimated BC PTT$1,650
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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