Property Type: Detached HouseOwnership: Freehold

637 Eastside Road

Okanagan Falls, BC V0H1R5

$520,000

3 bed1 bath2 parking1,875 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,371.6

Interior

Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view, View of water, View (panoramic), Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Recreation roomBasement11'1'' x 16'2''
OtherBasement11'1'' x 13'7''
BedroomBasement11'2'' x 14'4''
StorageBasement11'1'' x 8'6''
Laundry roomBasement11'1'' x 10'4''
FoyerMain level3'11'' x 7'2''
4pc BathroomMain level9'4'' x 4'11''
BedroomMain level9'3'' x 10'2''
Primary BedroomMain level10'2'' x 12'4''
Living roomMain level13'11'' x 16'7''
Dining roomMain level9'6'' x 9'5''
KitchenMain level9'4'' x 13'11''

Listing Information

MLS®
10394636
Listed
July 13, 2026
Time on market
On the market for 49 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Locations West · Data source: CREA DDF.

Description

Solid home with cathedral entrance, 3 bedrooms and single attached garage, the kitchen looks over the backyard and covered deck. Low maintenance front yard, large backyard with garden areas and so much potential. Located just minutes from the beach, great family home, or holding property for later, the tenant would like to stay if possible! (id:63159)

Values & Trends

This listing

$277/sqft

Building average

No other active listings in this building

Okanagan Falls average

$537/sqft

34 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Okanagan Falls ElementaryElementary796 m
Kaleden ElementaryElementary5.0 km
Princess Margaret SecondarySecondary12.9 km
Wiltse ElementaryElementary13.7 km
Holy Cross School(Independent)Elementary/Middle15.4 km
Columbia ElementaryElementary15.4 km
Penticton Christian School(Independent)K-1215.8 km
Entre-lacsElementary/Middle16.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Rise and Shine Coffee House353 m

Parks (3)

  • Christie Memorial Park482 m
  • Kenyon Park636 m
  • Centennial Park651 m

Shopping (1)

  • Unnamed · 5350 9th Avenue721 m

Pharmacies (1)

  • Pharmasave578 m

Banks & ATMs (1)

  • Interior Savings & Credit Union · 4929 9th Avenue386 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($27,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$416,000.00
Periodic payment — Principal & Interest (monthly)$2,683.89
Additional monthly expenses (strata, tax, utilities, etc.)$291.63
Total monthly cost$2,975.52
Interest paid over 5-yr term$119,226.80
Balance at end of term$374,193.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,791.00

Cash Needed at Closing

Minimum down payment$27,000
Estimated BC PTT$8,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$36,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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