Property Type: Land / LotOwnership: Freehold

6380 12TH Street

Grand Forks, BC V0H1H0

$399,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
4.26 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,373.18

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on river

Listing Information

MLS®
10384894
Listed
April 26, 2026
Time on market
On the market for 128 days
Data last synced
August 28, 2026

Listing provided by: The Agency Kelowna · Data source: CREA DDF.

Description

Discover a unique opportunity along the beautiful Kettle River, where established infrastructure, thoughtful improvements, and an incredible stretch of waterfront come together to create the ultimate sanctuary. Comprised of what were historically two separate parcels, now consolidated into one, this offering provides more land and waterfront than the original parcel alone. Set along a picturesque mix of sandy and rocky shoreline, spend your days swimming, fishing, floating, paddling, sunbathing, or searching for garnets along the river’s edge. A permitted, picture-perfect cabin sits close to the riverfront, complemented by a large covered deck engineered to serve as the foundation for a future home if desired. A significant investment has already been made in the property, with WATER AND POWER BROUGHT IN FROM THE LOT LINE TO THE IMPROVEMENTS—valuable infrastructure that sets this property apart from many surrounding properties. With services established, existing improvements in place, and direct access to the Kettle River, much of the costly groundwork has already been done. Enjoy it exactly as it is today or explore the possibilities for a future riverfront home—this is a special piece of the Kettle ready for its next chapter. (id:63159)

Location Insights

Weather

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Population

4,112

(2021 Census)

+1.6% since 2016

Density: 396.5/km²

Dwellings: 1,969

Median household income: $61,600

After-tax: $56,800

Immigrant population: 9.1%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 100
  • United States of America1.8% · 75
  • Philippines0.5% · 20
  • Italy0.4% · 15
  • France0.2% · 10
  • Germany0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Dr. D.A. Perley ElementaryElementary943 m
Grand Forks SecondarySecondary1.1 km
Walker Development CentreSecondary1.3 km
John A. Hutton ElementaryElementary1.7 km
Christina Lake ElementaryElementary17.7 km
Greenwood ElementaryElementary19.2 km
Boundary Central SecondarySecondary23.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$114.43
Total monthly cost$2,173.80
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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