640 Main Street Unit# 108
Okanagan Falls, BC V0H1R4
$495,000
Amenities
Also listed: RV Storage
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $418/mo
- Annual property tax
- $1,897.94
Interior
- Heating
- Baseboard heaters
- Cooling / A/C
- Wall unit
- Fireplace
- Yes (1)
- Fireplace type
- Gas, Unknown
Exterior & Lot
- View
- View of water
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 1
Restrictions & Policies
- Pets
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | 14'3'' x 16' |
| Living room | Main level | 16'8'' x 13'5'' |
| Kitchen | Main level | 15'2'' x 13'5'' |
| Bedroom | Main level | 13'7'' x 11'2'' |
| 4pc Bathroom | Main level | 4'11'' x 13'5'' |
| 3pc Ensuite bath | Main level | 7'11'' x 9'7'' |
Listing Information
- MLS®
- 10389862
- Listed
- June 2, 2026
- Time on market
- On the market for 90 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Penticton Realty · Data source: CREA DDF.
Description
Welcome to this beautifully updated ground-floor beachfront condo in one of Okanagan Falls’ most desirable waterfront communities on Skaha Beach. Offering true lock-and-leave convenience, this 2 bed, 2 bath home delivers effortless summer living just steps from the water. Fully renovated in 2020, the bright interior features a timeless white kitchen with quartz countertops, stainless steel appliances, a large island with dual wine fridges. The spacious living room with gas fireplace easily accommodates the whole family, while sliding doors lead to a covered patio and grassy area with direct beach access – perfect for the kids to play. The generous primary bedroom includes a walk-in closet and 3-piece ensuite, complemented by an oversized guest bedroom ideal for families. Strata amenities include a guest suite, secure gated parking, one parking stall, storage locker, bike and paddleboard storage, RV/boat parking, and boat slips (first come, first serve). Significant Strata upgrades in the last 2 years include guest suite renovation, fire alarm panel, resurfaced parking and drainage, along with aluminum carport soffits and beach grading in 2022, roof and shingles in 2021, and dock in 2017. This beachfront community is steps from all your daily necessities including the OK Falls grocery store, with world class wineries, golf courses and Area 27 Motorsports Park just minutes away. A true total package delivering exceptional value and effortless beachfront living! (id:63159)
Values & Trends
This listing
$492/sqft
Building average
$418/sqft
1 active listing(s)
Okanagan Falls average
$354/sqft
6 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Penticton
13°C
Mainly Clear
Humidity 81%
Wind NNW 3 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
41
5/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Falls Elementary | Elementary | 615 m |
| Kaleden Elementary | Elementary | 4.8 km |
| Princess Margaret Secondary | Secondary | 12.9 km |
| Wiltse Elementary | Elementary | 13.8 km |
| Holy Cross School(Independent) | Elementary/Middle | 15.4 km |
| Columbia Elementary | Elementary | 15.5 km |
| Penticton Christian School(Independent) | K-12 | 15.8 km |
| Entre-lacs | Elementary/Middle | 16.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Cafes (1)
- Rise and Shine Coffee House225 m
Parks (4)
- Christie Memorial Park197 m
- Kenyon Park332 m
- Lions Park519 m
- Centennial Park538 m
Shopping (1)
- Unnamed · 5350 9th Avenue427 m
Pharmacies (1)
- Pharmasave325 m
Banks & ATMs (1)
- Interior Savings & Credit Union · 4929 9th Avenue268 m
Nearby places data: © OpenStreetMap contributors.
School district: Okanagan-Similkameen (SD53)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.