640 Main Street Unit# 309
Okanagan Falls, BC V0H1R4
$500,000
Amenities
Also listed: Recreation Centre, RV Storage
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $476/mo
- Annual property tax
- $2,158.41
Maintenance Fee Includes
Also included: Ground Maintenance, Insurance, Recreation Facilities, Reserve Fund Contributions
Interior
- Heating
- Heat Pump, Baseboard heaters, Electric
- Cooling / A/C
- Wall unit, Heat Pump
- Fireplace
- Yes (1)
- Fireplace type
- Gas, Unknown
Exterior & Lot
- Exterior features
- Stucco, Vinyl siding
- View
- Lake view, Mountain view
Building
- Roof
- Tar & gravel, Vinyl Shingles, Unknown
Parking
- Total spaces
- 1 — uncovered indicated
- Features
- Stall
Restrictions & Policies
- Pets
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | 8'3'' x 11'10'' |
| Bedroom | Main level | 10'9'' x 11'3'' |
| 3pc Ensuite bath | Main level | 6'7'' x 11'10'' |
| Primary Bedroom | Main level | 13'3'' x 13'8'' |
| Kitchen | Main level | 13'5'' x 14'11'' |
| Dining room | Main level | 7'2'' x 13'5'' |
| Living room | Main level | 13'6'' x 14' |
Listing Information
- MLS®
- 10374077
- Listed
- January 27, 2026
- Time on market
- On the market for 216 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Locations West · Data source: CREA DDF.
Description
Beautifully maintained lakefront top-floor 2 bed, 2 bath condo offering peace of mind with numerous updates and access to a private beach with dock on Skaha Lake. Enjoy relaxing on your covered west-facing patio overlooking the lake, while inside features a stylish 2015 renovation with updated cabinets and flooring, fresh paint in 2022, and a reliable HVAC system with two ductless splits and central air (2021). Recent upgrades include a new hot water tank and pressure valves (2025), new glass in the second bedroom and patio doors, and a window replacement scheduled for the primary bedroom this year. The strata has completed major improvements: guest suite renovation (2024), new fire alarm panel (2024), resurfaced parking lot and drains (2024), aluminum soffits in carports (2022), beach grading and drainage (2022), and a new tar roof and shingles (2021). Includes one parking space and storage locker. Average utilities: electricity approx. $175/month, gas approx. $45/month. Located in quiet Okanagan Falls with beautiful Skaha Lake access, this home is part of a proactive and well-cared-for community. Contact the listing agent to view! (id:63159)
Values & Trends
This listing
$418/sqft
Building average
$492/sqft
1 active listing(s)
Okanagan Falls average
$366/sqft
6 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Penticton
13°C
Mainly Clear
Humidity 81%
Wind NNW 3 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
41
5/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Falls Elementary | Elementary | 649 m |
| Kaleden Elementary | Elementary | 4.8 km |
| Princess Margaret Secondary | Secondary | 12.8 km |
| Wiltse Elementary | Elementary | 13.7 km |
| Holy Cross School(Independent) | Elementary/Middle | 15.4 km |
| Columbia Elementary | Elementary | 15.4 km |
| Penticton Christian School(Independent) | K-12 | 15.8 km |
| Entre-lacs | Elementary/Middle | 16.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Cafes (1)
- Rise and Shine Coffee House274 m
Parks (4)
- Christie Memorial Park156 m
- Kenyon Park316 m
- Lions Park496 m
- Centennial Park582 m
Shopping (1)
- Unnamed · 5350 9th Avenue426 m
Pharmacies (1)
- Pharmasave347 m
Banks & ATMs (1)
- Interior Savings & Credit Union · 4929 9th Avenue317 m
Nearby places data: © OpenStreetMap contributors.
School district: Okanagan-Similkameen (SD53)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.