Property Type: Detached HouseOwnership: Freehold

6412 HORSEFLY LANDING ROAD

Horsefly, BC V0L1L0

$549,000

3 bed1 bath2,057 sqftBuilt 1962
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
26,136 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,488.67 (2025)

Interior

Basement
Full
Heating
Baseboard heaters, Wood
Fireplace
None

Exterior & Lot

Exterior features
Other
View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter, Concrete Slab
Roof
Metal, Conventional

Parking

Features
Open, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
FoyerMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
SolariumMain level
DenMain level
StorageBasement
WorkshopBasement
Utility roomBasement

Listing Information

MLS®
R3129137
Listed
May 28, 2026
Time on market
On the market for 95 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Horsefly Realty · Data source: CREA DDF.

Description

Country home on beautiful Horsefly Lake with 130ft waterfront & breathtaking views! Located in the desirable Horsefly Landing subdivision, this 3-bedroom, 1-bath property is set up for yr-round lakefront living with good road access. Features include brand new flooring throughout, a spacious living room, and an enormous solarium overlooking the lake. Step outside to enjoy the new boardwalk leading to an adorable sundeck, a 446 sq ft guest cabin, & an impressive dock. Basement workshop provides excellent storage & workspace. Wood & electric heat offer all-season comfort. Telus Fibre available at lot line for high-speed internet, communication & entertainment. Horsefly Lake is known for it’s pristine waters, amazing fishing & ice-fishing, and stunning scenery. Horsefly is a friendly community supported by local amenities incl. K-9 school, general store, volunteer fire department, Canadapost, library, cafe, pub/restaurant, farm market and other vendors offering local produce, products and professional services. (id:63159)

Values & Trends

This listing

$267/sqft

Building average

No other active listings in this building

Horsefly average

$441/sqft

13 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Williams Lake

Partly Cloudy

15°C

Partly Cloudy

Humidity 70%

Wind ESE 19 km/h

Tonight

10°

Tuesday

23°

Tuesday night

13°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horsefly Elem-Jr SecondaryElementary/Middle8.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,200.00
Periodic payment — Principal & Interest (monthly)$2,833.57
Additional monthly expenses (strata, tax, utilities, etc.)$310.39
Total monthly cost$3,143.96
Interest paid over 5-yr term$125,875.98
Balance at end of term$395,061.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,991.70

Cash Needed at Closing

Minimum down payment$29,900
Estimated BC PTT$8,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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