Property Type: Detached HouseOwnership: Freehold

645 Grand Oro Road

Kaleden, BC V0H1K0

$999,000

4 bed3 bath2,065 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
10.06 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$504

Interior

Basement
Full
Heating
Heat Pump
Cooling / A/C
Heat Pump
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Other
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Features
RV, Additional Parking

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement
Utility roomBasement9'1'' x 4'3''
Laundry roomBasement11'7'' x 8'10''
BedroomBasement9'1'' x 12'4''
KitchenBasement9'5'' x 8'5''
Recreation roomBasement25'11'' x 14'4''
3pc BathroomSecond level
Primary BedroomSecond level14'8'' x 14'10''
BedroomMain level10'9'' x 12'3''
BedroomMain level9'2'' x 13'5''
3pc BathroomMain level
KitchenMain level10'6'' x 9'11''
Dining roomMain level7'4'' x 9'11''
Living roomMain level14'3'' x 16'1''

Listing Information

MLS®
10373792
Listed
January 23, 2026
Time on market
On the market for 220 days
Data last synced
August 28, 2026

Listing provided by: Homeland Realty · Data source: CREA DDF.

Description

Bright, new 4-bed, 3-bath home on 10+ private acres with sweeping natural views and a creek crossing the property. Open-plan living with towering vaulted/cathedral ceilings, cathedral windows, LED lighting, and two main-floor bedrooms. Gourmet kitchen, contemporary appliances and thoughtful layout. Private master loft with walk-in closet, ensuite and additional vaulted ceilings. Full walk-out basement with a self-contained 1-bed suite-ideal as an in-law unit, mortgage helper, or short-term rental. Includes deluxe kitchen and laundry. New septic field, drilled well (5 GPM) with new pump, AC heat pump, and home warranty. Plenty of room for a dream shop and all the toys, animals, and RVII Quiet, country setting but conveniently 25 minutes to Penticton, Oliver and Keremeos and close to Twin Lakes store, as well as fishing lakes, golf courses and ski hills. Low-traffic, stress-free commutes. This is a brand-new home-move in and enjoy. GST applicable (id:63159)

Values & Trends

This listing

$484/sqft

Building average

No other active listings in this building

Kaleden/Okanagan Falls Rural average

$500/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Okanagan Falls ElementaryElementary11.0 km
Similkameen Elem-SecondaryK-1212.6 km
Similkameen Secondary AltSecondary12.6 km
Kaleden ElementaryElementary13.0 km
Cawston Primary SchoolElementary13.7 km
Oliver ElementaryElementary17.1 km
Southern Okanagan AltSecondary17.2 km
Southern Okanagan SecondarySecondary17.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (strata, tax, utilities, etc.)$145.00
Total monthly cost$5,301.17
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,106.01

Cash Needed at Closing

Minimum down payment$74,900
Estimated BC PTT$17,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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