Property Type: Detached HouseOwnership: Freehold

647 Temple St

Parksville, BC V9P1B4

$1,195,000

3 bed3 bath4 parking2,272 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Lot size
10,019 square feet
Zoning
Residential

RS1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,752

Interior

Heating
Heat Pump
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomMain level2-Piece
BedroomSecond level13'0 x 10'11
BathroomSecond level3-Piece
BedroomSecond level23'6 x 11'10
EnsuiteMain level5-Piece
Primary BedroomMain level15'6 x 12'11
Laundry roomMain level5'3 x 7'9
OfficeMain level6'9 x 8'0
PantryMain level4'7 x 4'6
Dining nookMain level9'8 x 11'0
KitchenMain level10'7 x 12'11
Living roomMain level15'11 x 15'7
Dining roomMain level13'0 x 11'0
EntranceMain level5'4 x 6'9

Listing Information

MLS®
1042553
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Island Living (PK) · Data source: CREA DDF.

Description

Updated Parksville Home near the Beach! A bright and spacious home featuring numerous recent upgrades, a beautifully landscaped lot with colorful plantings, and a prime location just steps from the beach! Be sure to view this elegant, light-filled 3 Bed/3 Bath West Coast-style home on a sun-soaked .23-acre lot, featuring day-to-day main-level living, additional upper living space, dedicated RV/boat prkg, fabulous outdoor living space, and a garden area for growing veggies and herbs. Ideally located in one of Parksville’s most sought-after neighborhoods just mins from downtown shopping, golf, parks, and the Village Center at Qualicum Beach. You’re welcomed by charming curb appeal with a split-log fence and mature privacy hedging. Inside, a foyer opens to refinished Fir hardwood flowing into a semi-open Kitchen and Living Room. The spacious Living Room features dual vertical windows, a clerestory, and a natural gas fireplace for cozy evenings. Beyond a half wall is a stylish Contemporary Island Kitchen with subway tile backsplash, a walk-in pantry, and stainless steel appliances, including a Samsung fridge and electric range with 5-burner gas cooktop. Shaker cabinetry is refreshed, along with new counters, sink, and faucet, plus restored hardwood flooring. Dining options include a formal Dining Room, sunny Breakfast Nook, and a partly covered deck with clear panel roofing and gas BBQ hookup—ideal for outdoor living. The Primary Suite offers deck access, a walk-in closet, and a spa-like 5-piece ensuite. Also on the main level: a Powder Room, Office, and Laundry Room. Upstairs are a large Bedroom, 4-piece Bath, and skylighted Bonus Room. The southwest-facing yard features gardens, lawn, fencing, bamboo, blackberries, and a shed. The home offers nice extra features, and over the past two years, this property has undergone extensive interior/exterior upgrades. Visit our website for more info. (id:63159)

Values & Trends

This listing

$526/sqft

Building average

No other active listings in this building

Parksville average

$545/sqft

73 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Qualicum Beach

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

13,642

(2021 Census)

+9.5% since 2016

Density: 939.5/km²

Dwellings: 7,105

Median household income: $66,500

After-tax: $61,200

Immigrant population: 17.1%

Top countries of origin (% of total population)

  • United Kingdom6.7% · 915
  • Germany1.6% · 215
  • Philippines1.5% · 210
  • United States of America1.4% · 195
  • Netherlands0.7% · 90
  • China0.4% · 50
  • Korea, South0.3% · 45
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Oceanside ElementaryElementary1.3 km
Ecole Secondaire Ballenas SecondarySecondary1.5 km
Pass/Woodwinds AlternateSecondary1.6 km
Springwood ElementaryElementary2.7 km
Arrowview ElementaryElementary4.8 km
Errington ElementaryElementary5.4 km
Kwalikum SecondarySecondary7.2 km
Qualicum Beach ElementaryElementary9.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Pizza Hut · 826 West Island Highway795 m

Parks (5+)

  • Unnamed267 m
  • Foster Park · 625 Pym Street North419 m
  • Soriel Park · 774 Soriel Road461 m
  • Unnamed489 m
  • Unnamed534 m

Shopping (1)

  • Canadian Tire · 822 West Island Highway797 m

Nearby places data: © OpenStreetMap contributors.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$956,000.00
Periodic payment — Principal & Interest (monthly)$6,167.79
Additional monthly expenses (strata, tax, utilities, etc.)$593.33
Total monthly cost$6,761.12
Interest paid over 5-yr term$273,992.35
Balance at end of term$859,925.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,462.46

Cash Needed at Closing

Minimum down payment$94,500
Estimated BC PTT$21,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$117,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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