Property Type: Detached HouseOwnership: Freehold

6472 Monck Park Road

Merritt, BC V1K1A0

$1,895,500

6 bed4 bath8 parking3,953 sqftBuilt 2023
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.05 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,249

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Propane, Unknown
Flooring
Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Stone, Other
View
Lake view, Valley view, View of water

Building

Roof
Metal, Unknown

Parking

Total spaces
8 — covered indicated
Features
Attached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomBasement7'6'' x 5'4''
StorageBasement7'10'' x 10'7''
Recreation roomBasement9'6'' x 17'2''
OtherBasement9'6'' x 14'10''
OtherBasement13'0'' x 15'0''
BedroomBasement11'0'' x 8'10''
MediaBasement16'0'' x 13'0''
Games roomBasement16'0'' x 13'6''
OfficeMain level10'0'' x 11'6''
BedroomMain level10'0'' x 9'4''
BedroomBasement10'0'' x 12'8''
Laundry roomMain level8'0'' x 8'10''
FoyerMain level8'0'' x 16'0''
Mud roomMain level8'0'' x 7'10''
BedroomMain level10'0'' x 12'8''
BedroomBasement10'0'' x 10'8''
Primary BedroomMain level13'0'' x 15'0''
Dining roomMain level10'0'' x 15'0''
KitchenMain level13'6'' x 15'6''
Great roomMain level16'0'' x 16'0''
4pc BathroomBasement
4pc Ensuite bathMain level
4pc BathroomMain level
4pc BathroomBasement

Listing Information

MLS®
10376640
Listed
February 20, 2026
Time on market
On the market for 192 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd. · Data source: CREA DDF.

Description

Waterfront home on Nicola Lake! This lake house was recently completed by the experienced Timbermark Homes Ltd. Once you walk in, you’ll see the high vaulted ceilings that continue through to the sundeck. The build was completed with the finest offerings, which include: a high efficiency Navien Boiler, metal roof, LVP floors, pre-wired for automated blinds, 12 speaker distributed audio system, Quartz counter tops, Maple custom cabinetry, 2 fireplaces, stainless steel appliances, home automation for ease, 8 security cameras viewable from your smartphone, Rymer synthetic lawn and putting green, a stamped concrete patio, epoxy stone upper on the sundeck, custom built-in within the closets, a convenient concrete front driveway pad. 6 bedrooms, 4 baths plus a 2 level 741 sq.ft. lake loft with a kitchen that could sleep 4 comfortably. GST is included. Pacific Home Warranty included. Call Listing Agent for a private viewing. (id:63159)

Values & Trends

This listing

$480/sqft

Building average

No other active listings in this building

Merritt average

$358/sqft

91 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
N'kwala School(Independent)K-1217.0 km
Merritt Bench ElementaryElementary20.5 km
Nicola Canford ElementaryElementary21.1 km
Kengard Alternate SchoolSecondary21.1 km
Diamond Vale ElementaryElementary21.3 km
Merritt Central ElementaryElementary22.1 km
Merritt SecondaryElementary22.3 km
Collettville ElementaryElementary23.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($379,100) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,516,400.00
Periodic payment — Principal & Interest (monthly)$9,783.30
Additional monthly expenses (strata, tax, utilities, etc.)$635.42
Total monthly cost$10,418.71
Interest paid over 5-yr term$434,604.60
Balance at end of term$1,364,006.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$379,100
Stress test qualifying rate8.09%
Payment you must qualify for$11,660.59

Cash Needed at Closing

Minimum down payment$379,100
Estimated BC PTT$35,910
Legal / closing costs (typical estimate)$1,500
Total cash needed$416,510

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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