Property Type: Detached HouseOwnership: Freehold

6969 Old Nicola Trail

Merritt, BC V0E2R0

$1,650,000

7 bed5.5 bath10 parking4,334 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.74 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$182/mo
Annual property tax
$5,595

Interior

Heating
Forced air, Electric, Geothermal
Cooling / A/C
Geothermal
Fireplace
None
Flooring
Carpeted, Vinyl

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Building

Roof
Metal, Unknown

Parking

Total spaces
10 — covered indicated
Features
Detached Garage, RV, See Remarks, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
LoftSecond level11'6'' x 19'8''
BedroomSecond level11'7'' x 9'6''
2pc BathroomMain level
BedroomSecond level11'7'' x 7'1''
LoftSecond level11'5'' x 19'7''
Living roomMain level15'0'' x 15'3''
Dining roomMain level8'0'' x 10'3''
KitchenMain level14'10'' x 6'11''
Primary BedroomMain level11'11'' x 13'5''
3pc BathroomMain level
BedroomBasement11'2'' x 16'8''
4pc BathroomBasement
Laundry roomBasement13'3'' x 8'9''
BedroomBasement16'3'' x 11'1''
5pc BathroomBasement
BedroomBasement10'3'' x 9'11''
Recreation roomBasement36'6'' x 15'3''
Dining roomMain level8'7'' x 10'3''
Living roomMain level15'1'' x 15'3''
KitchenMain level9'4'' x 14'9''
BedroomMain level13'4'' x 11'11''
3pc BathroomMain level
FoyerMain level7'1'' x 8'4''

Listing Information

MLS®
10389903
Listed
June 4, 2026
Time on market
On the market for 88 days
Data last synced
August 28, 2026

Listing provided by: REMAX Legacy · Data source: CREA DDF.

Description

Lakefront Duplex-Style Family Retreat on Nicola Lake — Fully Furnished & Move-In Ready A rare opportunity to own a turnkey, fully furnished lakefront retreat on the shores of Nicola Lake—ideal for shared family ownership, multi-generational living, or multiple families vacationing together. Located just 3 hours from Vancouver and 2 hours from Kelowna, this exceptional property offers the perfect balance of accessibility and true escape. Thoughtfully designed in a duplex-style layout, the home provides both togetherness and privacy, featuring two full kitchens, two spacious living rooms, and sleeping accommodations for up to 22 guests. Expansive panoramic windows capture breathtaking lake and mountain views in every season. Built for year-round enjoyment, the home features geothermal heating and cooling, ensuring comfort no matter the time of year. Outdoor amenities include private lakefront access, hot tub, large games room, Beach Bunker for lake gear, oversized detached 3-bay garage, and RV parking with hookups. Offered fully furnished, this is a true move-in ready lake property—allowing you to begin creating shared family memories immediately. Lakefront properties of this scale, flexibility, and proximity to major centres are increasingly rare. Own your own piece of paradise on Nicola Lake. All measurements are approximate. (id:63159)

Values & Trends

This listing

$381/sqft

Building average

No other active listings in this building

Merritt average

$359/sqft

91 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
N'kwala School(Independent)K-1214.8 km
Merritt Bench ElementaryElementary22.0 km
Nicola Canford ElementaryElementary22.5 km
Kengard Alternate SchoolSecondary22.6 km
Diamond Vale ElementaryElementary22.7 km
Merritt Central ElementaryElementary23.6 km
Merritt SecondaryElementary23.8 km
Collettville ElementaryElementary24.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($330,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,320,000.00
Periodic payment — Principal & Interest (monthly)$8,516.19
Additional monthly expenses (strata, tax, utilities, etc.)$865.04
Total monthly cost$9,381.23
Interest paid over 5-yr term$378,315.79
Balance at end of term$1,187,344.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$330,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,150.34

Cash Needed at Closing

Minimum down payment$330,000
Estimated BC PTT$31,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$362,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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