Property Type: Detached HouseOwnership: Freehold

650 Ford Road

Kelowna, BC V1X3E1

$799,000

3 bed3 bath1,984 sqftBuilt 1966
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,983

Interior

Heating
Baseboard heaters
Cooling / A/C
Wall unit
Fireplace
None

Parking

Features
RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomLower level4'1'' x 4'4''
BedroomLower level14'11'' x 14'5''
Primary BedroomMain level13'11'' x 12'9''
Living roomMain level17'7'' x 12'
Laundry roomMain level5' x 7'8''
KitchenMain level11'1'' x 10'6''
Family roomMain level20' x 15'1''
OtherMain level15'11'' x 17'2''
OtherMain level9'3'' x 13'6''
Dining nookMain level6'1'' x 10'11''
BedroomMain level11'5'' x 15'8''
4pc BathroomMain level7'1'' x 9'7''
3pc Ensuite bathMain level5'3'' x 9'5''
3pc Ensuite bathMain level5'6'' x 7'9''

Listing Information

MLS®
10393579
Listed
July 3, 2026
Time on market
On the market for 59 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

650 Ford Road, Kelowna, British Columbia — fully updated, beautifully cared for, and packed with the features today’s families are looking for. This impressive rancher with basement offers 1,984 sq ft of finished living space with 3 bedrooms, 3 bathrooms, and a thoughtful layout that blends comfort, function, and everyday convenience. Substantially renovated in 2021, the home delivers a fresh, move-in-ready feel throughout. The main living areas are bright and welcoming, with a spacious living room, functional kitchen, dining nook, and a large family room that gives everyone room to gather, relax, and spread out. The primary bedroom includes its own ensuite, while the additional bedrooms offer excellent flexibility for kids, guests, or home office needs. The outdoor space is a true highlight. Enjoy morning coffee on the covered balcony, summer dinners on the generous deck, and room to play, garden, or entertain in the large fenced and manicured yard. An oversized shed adds valuable storage for tools, bikes, and seasonal gear, while the abundance of parking—including RV parking—makes this property ideal for buyers with extra vehicles, trailers, or recreational toys. Set on a 0.18-acre lot in a convenient Rutland North location, this home offers easy access to schools, parks, shopping, transit, and everyday amenities. With MF1 zoning, a fantastic yard, excellent parking, and extensive updates already completed, this is a wonderful opportunity for families, downsizers, or anyone wanting a well-finished detached home with room to live inside and out. Updated, practical, and full of value—650 Ford Road is ready to welcome its next chapter. (id:63159)

Values & Trends

This listing

$403/sqft

Building average

No other active listings in this building

Rutland North average

$515/sqft

84 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland Middle SchoolMiddle256 m
Rutland Senior SecondaryElementary373 m
Pearson Road ElementaryElementary799 m
Rutland ElementaryElementary994 m
South Rutland ElementaryElementary1.1 km
Flex Academy(Independent)K-121.3 km
Kelowna Arts Academy(Independent)K-121.6 km
Belgo Elementary SchoolElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Jaide & Joel's Baking Company · 555 Montgomery Road173 m

Parks (4)

  • Briarwood Park540 m
  • Rutland Centennial Park577 m
  • Rutland Recreation Park672 m
  • Rutland Bluff Linear Park777 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$430.92
Total monthly cost$4,554.82
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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