657 Cromarty Ave
North Saanich, BC V8L5G6
$2,879,900
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 0.96 acres
- Zoning
- Residential
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,775.62
Interior
- Heating
- Heat Pump, Forced air, Electric, Propane, Wood
- Cooling / A/C
- Air Conditioned
- Fireplace
- Yes (2)
Parking
- Total spaces
- 8
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Lower level | 4' x 16' |
| Storage | Lower level | 14' x 20' |
| Storage | Lower level | 7' x 13' |
| Other | Lower level | 20' x 28' |
| Bedroom | Lower level | 13' x 12' |
| Bedroom | Lower level | 13' x 13' |
| Bathroom | Lower level | 3-Piece |
| Media | Lower level | 14' x 19' |
| Sitting room | Lower level | 10' x 24' |
| Recreation room | Lower level | 21' x 23' |
| Storage | Second level | 4' x 6' |
| Storage | Second level | 4' x 6' |
| Bathroom | Second level | 4-Piece |
| Family room | Second level | 23' x 32' |
| Patio | Main level | 25' x 45' |
| Den | Main level | 9' x 10' |
| Bedroom | Main level | 10' x 13' |
| Bathroom | Main level | 2-Piece |
| Bathroom | Main level | 3-Piece |
| Kitchen | Main level | 10' x 11' |
| Living room | Main level | 16' x 16' |
| Entrance | Main level | 12' x 12' |
| Living room | Main level | 25' x 32' |
| Kitchen | Main level | 14' x 12' |
| Dining room | Main level | 15' x 18' |
| Bathroom | Main level | 5-Piece |
| Primary Bedroom | Main level | 14' x 17' |
| Ensuite | Main level | 6-Piece |
| Bedroom | Main level | 17' x 15' |
| Bedroom | Main level | 12' x 14' |
| Laundry room | Main level | 12' x 12' |
| Bathroom | Main level | 2-Piece |
Listing Information
- MLS®
- 1046740
- Listed
- August 24, 2026
- Time on market
- On the market for 7 days
- Data last synced
- August 28, 2026
Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.
Description
Set on a private 0.96-acre lot in the desirable Ardmore neighbourhoods this 6,176 sq. ft. executive home offers 6 bedrooms and 7 bathrooms with an exceptional layout for large or multi-generational families yet still lives like a large rancher with main living and primary on one level. The main floor welcomes you with a bright, spacious formal living room with a cozy fireplace and open to the gourmet kitchen, where quartz countertops, a skylight, dining bar, and high-end appliances (including a gas cooktop) make everyday living and entertaining a pleasure. A separate formal dining room impresses with its own fireplace, wet bar, wine storage, and custom cabinetry—perfect for hosting family and friends. The main-floor primary suite is a true retreat, complete with a dressing room/closet and a luxurious 7-piece spa-like ensuite. Upstairs bonus room above the garage lends as an expansive family room and a 4-piece bath provide additional space to relax or unwind. The finished lower level adds even more versatility, featuring a large recreation room, media room, two additional bedrooms, and a 3-piece bath, office nook, plus generous unfinished space ready for your personal vision—home gym, studio, or extra storage. Step outside to a big, level backyard with a patio made for outdoor entertaining, all surrounded by the peace and privacy of the Ardmore setting. This exceptional property also includes a beautifully finished, modern 2-bedroom (or 1-bedroom plus den - no closet in 2nd bedroom) in-law suite—ideal for extended family or rental income—along with a triple car garage and ample room for RV parking. Enjoy the best of West Coast living just minutes from the beach, scenic hiking trails, and Ardmore Golf Course, with the amenities of Sidney by the Sea only a short drive away. A rare offering combining space, luxury, and location—657 Cromarty Avenue is ready to welcome its next family. (id:63159)
Values & Trends
This listing
$466/sqft
Building average
—
No other active listings in this building
Ardmore average
$891/sqft
7 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Victoria (Hartland)
16°C
Mainly Clear
Humidity 73%
Wind S 6 km/h
Tonight
12°
Tuesday
19°
Tuesday night
13°
Wednesday
15°
Wednesday night
11°
Thursday
15°
Source: Environment and Climate Change Canada.
Population
12,235
(2021 Census)
+8.8% since 2016
Density: 329.3/km²
Dwellings: 5,235
Median household income: $121,000
After-tax: $104,000
Immigrant population: 16.6%
Top countries of origin (% of total population)
- United Kingdom6.8% · 830
- United States of America1.6% · 195
- Germany0.8% · 100
- Netherlands0.8% · 100
- India0.7% · 80
- China0.5% · 60
- South Africa, Republic of0.4% · 45
- Hong Kong0.2% · 30
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
4
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| ḰELSET Elementary | Elementary | 3.7 km |
| Deep Cove Elementary | Elementary | 5.1 km |
| North Saanich Middle School | Middle | 5.2 km |
| SD 63 Individual Learning Centre | Secondary | 5.2 km |
| Sidney Elementary | Elementary | 5.2 km |
| Parkland Secondary | Secondary | 5.3 km |
| Brentwood College(Independent) | Secondary | 6.4 km |
| Stelly's Secondary | Secondary | 7.1 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (1)
- Coles Bay Regional Park624 m
Nearby places data: © OpenStreetMap contributors.
School district: Saanich (SD63)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($575,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.