Property Type: Detached HouseOwnership: Freehold

6587 Mystery Beach Rd

Fanny Bay, BC V0R1W0

$929,000

4 bed3 bath4 parking2,407 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Lot size
0.59 acres
Zoning
Unknown

CR-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,991

Interior

Heating
Forced air, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
OtherAuxiliary Building6'3 x 13'6
OtherAuxiliary Building9'5 x 13'5
StorageMain level3'1 x 3'2
Mud roomMain level7'6 x 13'6
Family roomMain level13'2 x 15'10
EntranceMain level7'2 x 11'3
KitchenMain level9'6 x 16'2
Laundry roomMain level
Dining roomMain level12'5
Living roomMain level16'7
BathroomMain level2-Piece
BathroomMain level4-Piece
BathroomSecond level4-Piece
BedroomSecond level11'7 x 21'8
Primary BedroomSecond level12'5 x 21'7
BedroomMain level11'2 x 10'1
BedroomMain level10'1 x 10'11

Listing Information

MLS®
1042717
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (CT) · Data source: CREA DDF.

Description

Escape to complete privacy and peaceful country living at this charming farmhouse-style home near Fanny Bay. Surrounded by mature trees and established gardens, this unique property offers space, flexibility, and a truly special setting. The main level features a spacious kitchen, dining and living area, two bedrooms, and two bathrooms, with a versatile layout that could easily be separated to create a private in-law suite. Upstairs, two generous bedrooms are connected by a convenient Jack-and-Jill bathroom. Step outside to the covered patio, the perfect place to unwind, entertain, and enjoy the serenity of your beautiful backyard. Wander through the gardens, relax beside the tranquil goldfish pond, or cross the gentle stream over your own charming arched bridge. Private, peaceful, and full of character, this is a property that truly needs to be experienced in person. (id:63159)

Values & Trends

This listing

$386/sqft

Building average

No other active listings in this building

Union Bay/Fanny Bay average

$578/sqft

20 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Comox

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Denman Island Community SchoolElementary3.3 km
Beachcombers Academy(Independent)Elementary4.0 km
Royston ElementaryElementary13.8 km
Hornby Island ElementaryElementary14.3 km
Bowser ElementaryElementary15.4 km
Cumberland Community SchoolElementary/Middle15.7 km
Phil & Jennie Gaglardi Academy(Independent)K-1216.6 km
Ecole Robb RoadElementary16.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Joe Walker Regional Park · 6550 Island Highway South240 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$743,200.00
Periodic payment — Principal & Interest (monthly)$4,794.87
Additional monthly expenses (strata, tax, utilities, etc.)$535.92
Total monthly cost$5,330.79
Interest paid over 5-yr term$213,003.26
Balance at end of term$668,510.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,621.56

Cash Needed at Closing

Minimum down payment$67,900
Estimated BC PTT$16,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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