Property Type: Detached HouseOwnership: Freehold

4854 KILMARNOCK Dr

Courtenay, BC V9N9A5

$1,100,000

3 bed2 bath4 parking1,978 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Lot size
14,810 square feet
Zoning
Residential

CR1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,474.05

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BedroomSecond level13'8 x 17'8
BathroomMain level4-Piece
Primary BedroomSecond level14'1 x 17'8
Laundry roomMain level7'6 x 11'9
BedroomMain level11'6 x 11'9
BathroomSecond level3-Piece
SunroomMain level9'7 x 11'4
KitchenMain level10'1 x 11'4
Dining roomMain level10'6 x 11'6
Living roomMain level16'2 x 16'5

Listing Information

MLS®
1036636
Listed
May 12, 2026
Time on market
On the market for 111 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage-Comox Valley (CV) · Data source: CREA DDF.

Description

Welcome to Craigdarroch Estates. Your opportunity to own waterfront (20 feet) with panoramic ocean views towards Tree Island and Denman Island. Year round views with wildlife complete with your own walk on beach access. Located at the end of a no-through road cul-de-sac, quiet tranquil location. The home was built in 1974, upgrades include heat pump with air conditioning, retro theme with large sunroom glassed in on 3 sides. One bedroom on the main floor and two more bedrooms upstairs with adjourning decks for a morning coffee. .34 of an acre. Detached single garage with workshop area. 10 minutes to town yet rural atmosphere with connecting walking and biking trails trails with tall evergreens across the highway from community. Quick possession possible. (id:63159)

Values & Trends

This listing

$556/sqft

Building average

No other active listings in this building

Courtenay South average

$500/sqft

13 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

15°C

Mostly Cloudy

Humidity 82%

Wind WNW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Royston ElementaryElementary5.1 km
Phil & Jennie Gaglardi Academy(Independent)K-127.7 km
Ecole Robb RoadElementary7.9 km
École Au coeur de l'îleK-128.4 km
Brooklyn ElementaryElementary8.5 km
Highland SecondarySecondary8.7 km
Aspen Park ElementaryElementary8.8 km
Cumberland Community SchoolElementary/Middle9.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$880,000.00
Periodic payment — Principal & Interest (monthly)$5,677.46
Additional monthly expenses (strata, tax, utilities, etc.)$555.17
Total monthly cost$6,232.63
Interest paid over 5-yr term$252,210.53
Balance at end of term$791,562.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$85,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.99

Cash Needed at Closing

Minimum down payment$85,000
Estimated BC PTT$20,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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